Quincy Credit Union is a federally insured state-chartered credit union headquartered in Quincy, Massachusetts, in business for about 89 years. At the end of Q2 2026 it reported $729.4M in total assets and $645.8M in member shares and deposits, with 4 offices.
Quincy Credit Union has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 78% of its 1,341 credit unions with $100 million – $1 billion. Among 121 credit unions headquartered in Massachusetts, it ranks 36th. Capital cushion contributes the most (96/100, 14.57%); earnings contributes the least (52/100, 0.81%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (81 → 80).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 79 |
| Q4 2024 | 80 |
| Q1 2025 | 82 |
| Q2 2025 | 81 |
| Q3 2025 | 76 |
| Q4 2025 | 79 |
| Q1 2026 | 81 |
| Q2 2026 | 80 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.91% |
| Q3 2024 | 14.03% |
| Q4 2024 | 14.31% |
| Q1 2025 | 13.97% |
| Q2 2025 | 14.30% |
| Q3 2025 | 14.37% |
| Q4 2025 | 14.15% |
| Q1 2026 | 14.25% |
| Q2 2026 | 14.57% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.24% |
| Q3 2024 | 0.38% |
| Q4 2024 | 0.42% |
| Q1 2025 | 0.26% |
| Q2 2025 | 0.47% |
| Q3 2025 | 1.01% |
| Q4 2025 | 0.67% |
| Q1 2026 | 0.46% |
| Q2 2026 | 0.75% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.38% |
| Q3 2024 | 0.44% |
| Q4 2024 | 0.51% |
| Q1 2025 | 0.55% |
| Q2 2025 | 0.59% |
| Q3 2025 | 0.63% |
| Q4 2025 | 0.62% |
| Q1 2026 | 0.59% |
| Q2 2026 | 0.81% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $729.4M | 14.57% | 0.75% | 0.81% | 72.6% |
| Q1 2026 | 81 | $733.0M | 14.25% | 0.46% | 0.59% | 71.0% |
| Q4 2025 | 79 | $730.6M | 14.15% | 0.67% | 0.62% | 69.6% |
| Q3 2025 | 76 | $714.0M | 14.37% | 1.01% | 0.63% | 70.1% |
| Q2 2025 | 81 | $708.7M | 14.30% | 0.47% | 0.59% | 69.3% |
| Q1 2025 | 82 | $717.4M | 13.97% | 0.26% | 0.55% | 69.0% |
| Q4 2024 | 80 | $693.3M | 14.31% | 0.42% | 0.51% | 71.6% |
| Q3 2024 | 79 | $702.1M | 14.03% | 0.38% | 0.44% | 71.9% |
| Q2 2024 | 80 | $700.9M | 13.91% | 0.24% | 0.38% | 71.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mass. Institute of Tech. Federal Credit UnionCredit union Lexington, MA | 56 out of 100, Moderate | $730.8M | 9.9% | 1.09% | vs |
| Gfa Federal Credit UnionCredit union Gardner, MA | 55 out of 100, Moderate | $747.3M | 9.2% | 0.75% | vs |
| First Citizens' Federal Credit UnionCredit union Fairhaven, MA | 83 out of 100, Strong | $705.9M | 20.2% | 0.77% | vs |
| Umassfive College Federal Credit UnionCredit union Hadley, MA | 58 out of 100, Moderate | $702.7M | 9.7% | 1.02% | vs |
| Freedom Credit UnionCredit union Springfield, MA | 66 out of 100, Moderate | $764.0M | 14.3% | 1.81% | vs |
| Polish National Credit UnionCredit union Chicopee, MA | 76 out of 100, Strong | $776.9M | 13.6% | 0.17% | vs |
Deposit insurance
Is my money safe at Quincy Credit Union?
Yes. Quincy Credit Union is a federally insured credit union (NCUA charter #67709). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.0% of shares and deposits ($38.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 14.57%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Quincy Credit Union lists 4 offices in 4 cities. Most locations:
- Hanover, MA (1)
- Marshfield, MA (1)
- Quincy, MA (1)
- Weymouth, MA (1)
HMDA 2025
Mortgage lending
In 2025, Quincy Credit Union reported 162 home-loan applications under HMDA (LEI 5493006T76QKSBS2MS95): 109 originated ($24,075,000 total), 24 denied, and 26 withdrawn or closed by the applicant. Its denial rate on decided applications was 17.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Quincy Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67709
- RSSD ID
- 454096
- Primary regulator
- State + NCUA
- Established
- 1937
- Headquarters
- 100 Quincy Ave, Quincy, MA 02169
- Employees
- 86
Quick answers
Quincy Credit Union: common questions
Is Quincy Credit Union NCUA insured?
Yes. Quincy Credit Union is a federally insured credit union (NCUA charter #67709). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Quincy Credit Union's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Quincy Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Quincy
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Alpha Credit UnionCredit union Boston, MA | 97 out of 100, Very strong | $35.1M | 18.8% | 0.14% | vs |
| Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA | 97 out of 100, Very strong | $10.2M | 24.8% | 0.12% | vs |
| Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA | 92 out of 100, Very strong | $7.4M | 19.6% | 0.00% | vs |
| Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA | 92 out of 100, Very strong | $14.2M | 25.8% | 0.27% | vs |
| Watertown Municipal Credit UnionCredit union Watertown, MA | 91 out of 100, Very strong | $9.7M | 36.9% | 0.00% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |