Side-by-side · Q2 2026 data
Alive Credit Union vs Tru Fi Credit Union
Metric by metric
| Measure | Alive Credit Union | Tru Fi Credit Union |
|---|---|---|
| TellerScore | 78 | 84 (stronger) |
| Capital cushion | 67 | 76 (stronger) |
| Loan quality | 84 (stronger) | 80 |
| Earnings | 66 | 88 (stronger) |
| Funding & liquidity | 95 (stronger) | 93 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 74th | 86th |
| Total assets | $295.5M | $146.4M |
| Deposits / shares | $261.4M | $127.3M |
| Capital ratio | 11.73% | 12.61% (stronger) |
| Problem loans | 0.47% (stronger) | 0.60% |
| Net charge-offs | 0.20% | -0.06% (stronger) |
| Return on assets | 1.14% | 1.71% (stronger) |
| Loans ÷ deposits | 65.7% (stronger) | 67.7% |
| Uninsured deposits | 7.3% (stronger) | 11.9% |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tru Fi Credit Union has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Alive Credit Union leads on 3 and Tru Fi Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.