TellerScore

Alive Credit Union is a federally insured state-chartered credit union headquartered in Jacksonville, Florida, in business for about 35 years. At the end of Q2 2026 it reported $295.5M in total assets and $261.4M in member shares and deposits, with 10 offices across 2 states.

Alive Credit Union has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 74% of its 1,341 credit unions with $100 million – $1 billion. Among 107 credit unions headquartered in Florida, it ranks 30th. Funding & liquidity contributes the most (95/100, 66% loans-to-deposits, 7% uninsured); earnings contributes the least (66/100, 1.14%).

TellerScore · Q2 2026

Scorecard

Capital cushion67/100
Net worth ratio: 11.73%
Loan quality84/100
Loans 60+ days delinquent ÷ total loans: 0.47%
Earnings66/100
Return on assets (annualized): 1.14%
Funding & liquidity95/100
Loans ÷ shares: 65.7% · 7.3% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.34%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (72 → 78), mostly because the earnings component improved by 13 points.

TellerScore
667278Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202468
Q4 202469
Q1 202573
Q2 202572
Q3 202571
Q4 202574
Q1 202676
Q2 202678
Net worth ratio
7.00%9.37%11.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.41%
Q3 202410.65%
Q4 202411.00%
Q1 202510.98%
Q2 202511.40%
Q3 202511.61%
Q4 202511.64%
Q1 202611.43%
Q2 202611.73%
Delinquent loans (60+ days)
0.41%0.63%0.86%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.76%
Q3 20240.70%
Q4 20240.78%
Q1 20250.73%
Q2 20250.71%
Q3 20250.86%
Q4 20250.54%
Q1 20260.41%
Q2 20260.47%
Return on assets
0.42%0.78%1.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.42%
Q3 20240.53%
Q4 20240.59%
Q1 20251.08%
Q2 20250.81%
Q3 20250.79%
Q4 20250.76%
Q1 20260.88%
Q2 20261.14%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$295.5M11.73%0.47%1.14%65.7%
Q1 202676$294.2M11.43%0.41%0.88%63.2%
Q4 202574$283.2M11.64%0.54%0.76%65.1%
Q3 202571$279.8M11.61%0.86%0.79%65.4%
Q2 202572$280.4M11.40%0.71%0.81%66.6%
Q1 202573$287.7M10.98%0.73%1.08%63.6%
Q4 202469$280.2M11.00%0.78%0.59%64.5%
Q3 202468$284.5M10.65%0.70%0.53%64.7%
Q2 202466$286.1M10.41%0.76%0.42%64.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.73%
54th
Problem loans0.47%
68th
Net charge-offs0.20%
70th
Return on assets1.14%
74th
Loans to deposits65.7%
69th
Uninsured deposits7.3%
36th
Loan-loss reserves0.00%
50th
Texas ratio2.3%
71st

Similar-size credit unions in Florida

InstitutionScoreAssetsCapitalProblem loansCompare
Loyalty Credit UnionCredit union Pensacola, FL75 out of 100, Strong$300.3M11.6%0.66%vs
Jetstream Federal Credit UnionCredit union Miami Lakes, FL66 out of 100, Moderate$307.0M10.0%0.32%vs
Guardians Credit UnionCredit union West Palm Beach, FL80 out of 100, Strong$309.5M14.7%0.42%vs
Members First Credit Union of FloriCredit union Pensacola, FL93 out of 100, Very strong$315.8M15.4%0.43%vs
Harvesters Federal Credit UnionCredit union Cantonment, FL60 out of 100, Moderate$316.8M9.4%0.83%vs
Gold Coast Federal Credit UnionCredit union Palm Springs, FL75 out of 100, Strong$269.8M11.9%0.43%vs

Deposit insurance

Is my money safe at Alive Credit Union?

Yes. Alive Credit Union is a federally insured credit union (NCUA charter #67316). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.3% of shares and deposits ($19.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.73%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

10 locations

Branches

Alive Credit Union lists 10 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Alive Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67316
RSSD ID
472399
Primary regulator
State + NCUA
Established
1991
Headquarters
9790 Touchton Rd, Jacksonville, FL 32246
Employees
68

Quick answers

Alive Credit Union: common questions

Is Alive Credit Union NCUA insured?

Yes. Alive Credit Union is a federally insured credit union (NCUA charter #67316). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Alive Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Alive Credit Union have?

10 offices as of the latest NCUA data, in 2 states.

Nearby

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