Side-by-side · Q2 2026 data
Allegacy Financial Federal Credit Union vs Self-Help Federal Credit Union
Credit union
Allegacy Financial Federal Credit Union
Winston Salem, North Carolina · $1 billion – $10 billion
Metric by metric
| Measure | Allegacy Financial Federal Credit Union | Self-Help Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 73 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 78 (stronger) | 66 |
| Earnings | 64 (stronger) | 35 |
| Funding & liquidity | 67 | 70 (stronger) |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 62nd | 70th |
| Total assets | $2.6B | $2.4B |
| Deposits / shares | $2.2B | $1.8B |
| Capital ratio | 11.44% | 25.18% (stronger) |
| Problem loans | 0.65% (stronger) | 1.01% |
| Net charge-offs | 0.22% | 0.17% (stronger) |
| Return on assets | 1.10% (stronger) | 0.37% |
| Loans ÷ deposits | 93.6% | 90.7% (stronger) |
| Uninsured deposits | 12.0% | 10.9% (stronger) |
| Offices | 10 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.4% |
Self-Help Federal Credit Union has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Allegacy Financial Federal Credit Union leads on 2 and Self-Help Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.