Side-by-side · Q2 2026 data
Allegheny Central Federal Credit Union vs Phb Employees Federal Credit Union
Credit union
Allegheny Central Federal Credit Union
Dunbar, Pennsylvania · Under $100 million in assets
Credit union
Phb Employees Federal Credit Union
Fairview, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Allegheny Central Federal Credit Union | Phb Employees Federal Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 75 |
| Capital cushion | 100 | 100 |
| Loan quality | 94 (stronger) | 32 |
| Earnings | 95 (stronger) | 64 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 96th | 52nd |
| Total assets | $8.2M | $8.2M |
| Deposits / shares | $6.4M | $6.5M |
| Capital ratio | 20.81% (stronger) | 20.80% |
| Problem loans | 0.18% (stronger) | 2.05% |
| Net charge-offs | -0.01% (stronger) | 1.15% |
| Return on assets | 1.87% (stronger) | 1.10% |
| Loans ÷ deposits | 75.6% | 29.7% (stronger) |
| Uninsured deposits | 0.1% | 0.0% (stronger) |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Allegheny Central Federal Credit Union has the higher TellerScore (95 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Allegheny Central Federal Credit Union leads on 5 and Phb Employees Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.