TellerScore

Allegheny Central Federal Credit Union is a federal credit union headquartered in Dunbar, Pennsylvania, in business for about 91 years. At the end of Q2 2026 it reported $8.2M in total assets and $6.4M in member shares and deposits, with 1 office.

Allegheny Central Federal Credit Union has a TellerScore of 95 out of 100 (very strong) based on Q2 2026 data — higher than 96% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 15th. Capital cushion contributes the most (100/100, 20.81%); funding & liquidity contributes the least (85/100, 76% loans-to-deposits, 0% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.81%
Loan quality94/100
Loans 60+ days delinquent ÷ total loans: 0.18%
Earnings95/100
Return on assets (annualized): 1.87%
Funding & liquidity85/100
Loans ÷ shares: 75.6% · 0.1% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.50%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (88 → 95), mostly because the loan quality component improved by 30 points.

TellerScore
889295Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202495
Q3 202494
Q4 202494
Q1 202595
Q2 202588
Q3 202594
Q4 202594
Q1 202693
Q2 202695
Net worth ratio
7.00%13.90%20.81%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.14%
Q3 202417.41%
Q4 202417.62%
Q1 202517.66%
Q2 202517.21%
Q3 202518.61%
Q4 202518.71%
Q1 202618.56%
Q2 202620.81%
Delinquent loans (60+ days)
0.18%0.64%1.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.46%
Q3 20240.48%
Q4 20240.46%
Q1 20250.42%
Q2 20251.09%
Q3 20250.48%
Q4 20250.55%
Q1 20260.43%
Q2 20260.18%
Return on assets
1.78%2.07%2.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.05%
Q3 20242.23%
Q4 20242.21%
Q1 20252.35%
Q2 20252.23%
Q3 20252.18%
Q4 20252.04%
Q1 20261.78%
Q2 20261.87%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202695$8.2M20.81%0.18%1.87%75.6%
Q1 202693$9.0M18.56%0.43%1.78%68.1%
Q4 202594$8.7M18.71%0.55%2.04%68.3%
Q3 202594$8.6M18.61%0.48%2.18%72.2%
Q2 202588$9.0M17.21%1.09%2.23%73.5%
Q1 202595$8.5M17.66%0.42%2.35%68.4%
Q4 202494$8.2M17.62%0.46%2.21%69.8%
Q3 202494$8.1M17.41%0.48%2.23%71.8%
Q2 202495$8.4M16.14%0.46%2.05%68.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.81%
80th
Problem loans0.18%
75th
Net charge-offs-0.01%
88th
Return on assets1.87%
92nd
Loans to deposits75.6%
25th
Uninsured deposits0.1%
61st
Loan-loss reserves0.87%
81st
Texas ratio0.5%
75th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Phb Employees Federal Credit UnionCredit union Fairview, PA75 out of 100, Strong$8.2M20.8%2.05%vs
Erie City Employees Federal Credit UnionCredit union Erie, PA89 out of 100, Very strong$8.2M22.7%0.10%vs
Team First Federal Credit UnionCredit union Lancaster, PA47 out of 100, Below average$8.1M13.5%3.30%vs
Crayola Llc Employees Credit UnionCredit union Easton, PA68 out of 100, Moderate$8.3M21.9%2.11%vs
U F C W Local 1776 Federal Credit UnionCredit union Plymouth Meetin, PA82 out of 100, Strong$8.4M14.0%0.12%vs
U.F.C.W. Local 23 Federal Credit UnionCredit union Canonsburg, PA59 out of 100, Moderate$8.4M16.4%3.68%vs

Deposit insurance

Is my money safe at Allegheny Central Federal Credit Union?

Yes. Allegheny Central Federal Credit Union is a federally insured credit union (NCUA charter #841). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.1% of shares and deposits ($9K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.81%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Allegheny Central Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Allegheny Central Federal Credit Union
Type
Federal credit union
NCUA charter #
841
RSSD ID
754273
Primary regulator
NCUA
Established
1935
Headquarters
1253 University Dr Ste 100, Dunbar, PA 15431
Employees
2

Quick answers

Allegheny Central Federal Credit Union: common questions

Is Allegheny Central Federal Credit Union NCUA insured?

Yes. Allegheny Central Federal Credit Union is a federally insured credit union (NCUA charter #841). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Allegheny Central Federal Credit Union's TellerScore?

95 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Allegheny Central Federal Credit Union have?

1 office as of the latest NCUA data.