Side-by-side · Q2 2026 data
Allegheny Central Federal Credit Union vs Preferred Credit Union
Credit union
Allegheny Central Federal Credit Union
Dunbar, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Allegheny Central Federal Credit Union | Preferred Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 87 |
| Capital cushion | 100 (stronger) | 93 |
| Loan quality | 94 (stronger) | 88 |
| Earnings | 95 (stronger) | 64 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 96th | 91st |
| Total assets | $8.2M | $318.1M |
| Deposits / shares | $6.4M | $270.6M |
| Capital ratio | 20.81% (stronger) | 14.25% |
| Problem loans | 0.18% (stronger) | 0.37% |
| Net charge-offs | -0.01% (stronger) | 0.47% |
| Return on assets | 1.87% (stronger) | 1.11% |
| Loans ÷ deposits | 75.6% | 58.2% (stronger) |
| Uninsured deposits | 0.1% (stronger) | 3.1% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.6% |
Allegheny Central Federal Credit Union has the higher TellerScore (95 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Allegheny Central Federal Credit Union leads on 6 and Preferred Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.