Side-by-side · Q2 2026 data
Allegheny Central Federal Credit Union vs Thornapple Credit Union
Credit union
Allegheny Central Federal Credit Union
Dunbar, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Allegheny Central Federal Credit Union | Thornapple Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 94 (stronger) | 80 |
| Earnings | 95 (stronger) | 66 |
| Funding & liquidity | 85 (stronger) | 74 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 96th | 36th |
| Total assets | $8.2M | $79.2M |
| Deposits / shares | $6.4M | $70.5M |
| Capital ratio | 20.81% (stronger) | 9.81% |
| Problem loans | 0.18% (stronger) | 0.59% |
| Net charge-offs | -0.01% (stronger) | 0.21% |
| Return on assets | 1.87% (stronger) | 1.14% |
| Loans ÷ deposits | 75.6% (stronger) | 86.4% |
| Uninsured deposits | 0.1% (stronger) | 3.9% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Allegheny Central Federal Credit Union has the higher TellerScore (95 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Allegheny Central Federal Credit Union leads on 7 and Thornapple Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.