Side-by-side · Q2 2026 data
Allentown Federal Credit Union vs Ingersoll-Rand Federal Credit Union
Credit union
Allentown Federal Credit Union
Allentown, Pennsylvania · $100 million – $1 billion
Credit union
Ingersoll-Rand Federal Credit Union
Sayre, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Allentown Federal Credit Union | Ingersoll-Rand Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 75 (stronger) | 49 |
| Earnings | 71 (stronger) | 12 |
| Funding & liquidity | 92 (stronger) | 90 |
| Problem-loan coverage | 95 (stronger) | 86 |
| Peer percentile | 89th | 26th |
| Total assets | $127.7M | $124.3M |
| Deposits / shares | $106.5M | $107.1M |
| Capital ratio | 16.49% (stronger) | 13.53% |
| Problem loans | 0.76% (stronger) | 1.54% |
| Net charge-offs | -0.01% (stronger) | 1.00% |
| Return on assets | 1.27% (stronger) | -0.19% |
| Loans ÷ deposits | 68.2% (stronger) | 70.4% |
| Uninsured deposits | 2.1% (stronger) | 4.9% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | 14.5% |
Allentown Federal Credit Union has the higher TellerScore (86 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Allentown Federal Credit Union leads on 7 and Ingersoll-Rand Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.