Side-by-side · Q2 2026 data
Allentown Federal Credit Union vs Irco Community Federal Credit Union
Credit union
Allentown Federal Credit Union
Allentown, Pennsylvania · $100 million – $1 billion
Credit union
Irco Community Federal Credit Union
Phillipsburg, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Allentown Federal Credit Union | Irco Community Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 75 | 100 (stronger) |
| Earnings | 71 (stronger) | 63 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 89th | 59th |
| Total assets | $127.7M | $93.7M |
| Deposits / shares | $106.5M | $84.3M |
| Capital ratio | 16.49% (stronger) | 10.07% |
| Problem loans | 0.76% | 0.01% (stronger) |
| Net charge-offs | -0.01% | -0.05% (stronger) |
| Return on assets | 1.27% (stronger) | 1.07% |
| Loans ÷ deposits | 68.2% | 59.4% (stronger) |
| Uninsured deposits | 2.1% | 1.6% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | 12.1% |
Allentown Federal Credit Union has the higher TellerScore (86 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Allentown Federal Credit Union leads on 3 and Irco Community Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.