Side-by-side · Q2 2026 data
Alliance Bank vs Minnesota First Credit and Savings, Incorporated
Bank
Minnesota First Credit and Savings, Incorporated
Rochester, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Alliance Bank | Minnesota First Credit and Savings, Incorporated |
|---|---|---|
| TellerScore | 70 | 76 (stronger) |
| Capital cushion | 51 | 92 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 60 (stronger) | 32 |
| Funding & liquidity | 50 | 54 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 43rd | 56th |
| Total assets | $755.9M | $29.9M |
| Deposits / shares | $657.9M | $24.9M |
| Capital ratio | 10.07% | 14.16% (stronger) |
| Problem loans | 0.01% (stronger) | 0.12% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.00% (stronger) | 0.31% |
| Loans ÷ deposits | 92.0% (stronger) | 106.4% |
| Uninsured deposits | 31.4% | 0.2% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.3% | — |
Minnesota First Credit and Savings, Incorporated has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank leads on 4 and Minnesota First Credit and Savings, Incorporated on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.