Side-by-side · Q2 2026 data
Alliance Bank vs Fowler State Bank
Metric by metric
| Measure | Alliance Bank | Fowler State Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 80 |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 100 (stronger) | 80 |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 69 (stronger) | 48 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 92nd | 77th |
| Total assets | $454.8M | $190.3M |
| Deposits / shares | $398.2M | $149.3M |
| Capital ratio | 12.43% | 15.51% (stronger) |
| Problem loans | 0.01% (stronger) | 0.61% |
| Net charge-offs | -0.00% (stronger) | 0.65% |
| Return on assets | 2.28% (stronger) | 1.19% |
| Loans ÷ deposits | 80.5% (stronger) | 85.0% |
| Uninsured deposits | 24.4% (stronger) | 39.8% |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | — |
Alliance Bank has the higher TellerScore (88 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank leads on 6 and Fowler State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.