Side-by-side · Q2 2026 data
Alliance Bank vs Lake City Bank
Metric by metric
| Measure | Alliance Bank | Lake City Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 73 |
| Capital cushion | 74 (stronger) | 69 |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 100 (stronger) | 86 |
| Funding & liquidity | 69 (stronger) | 26 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 92nd | 70th |
| Total assets | $454.8M | $7.2B |
| Deposits / shares | $398.2M | $6.3B |
| Capital ratio | 12.43% (stronger) | 11.89% |
| Problem loans | 0.01% (stronger) | 0.36% |
| Net charge-offs | -0.00% (stronger) | 0.08% |
| Return on assets | 2.28% (stronger) | 1.66% |
| Loans ÷ deposits | 80.5% (stronger) | 86.9% |
| Uninsured deposits | 24.4% (stronger) | 57.6% |
| Offices | 7 | 55 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | 12.4% |
Alliance Bank has the higher TellerScore (88 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank leads on 7 and Lake City Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.