Side-by-side · Q2 2026 data
Alliance Bank vs The Farmers and Merchants Bank
Metric by metric
| Measure | Alliance Bank | The Farmers and Merchants Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 68 |
| Capital cushion | 74 (stronger) | 41 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 52 |
| Funding & liquidity | 69 (stronger) | 66 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 92nd | 37th |
| Total assets | $454.8M | $213.4M |
| Deposits / shares | $398.2M | $194.0M |
| Capital ratio | 12.43% (stronger) | 9.12% |
| Problem loans | 0.01% (stronger) | 0.01% |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 2.28% (stronger) | 0.80% |
| Loans ÷ deposits | 80.5% | 72.4% (stronger) |
| Uninsured deposits | 24.4% (stronger) | 34.2% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | 13.2% |
Alliance Bank has the higher TellerScore (88 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank leads on 5 and The Farmers and Merchants Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Otterbein, IN