Side-by-side · Q2 2026 data
Alliance Bank vs Highway Crossroads Credit Union
Credit union
Highway Crossroads Credit Union
Sikeston, Missouri · Under $100 million in assets
Metric by metric
| Measure | Alliance Bank | Highway Crossroads Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 47 |
| Capital cushion | 86 | 96 (stronger) |
| Loan quality | 91 (stronger) | 0 |
| Earnings | 77 (stronger) | 0 |
| Funding & liquidity | 70 | 83 (stronger) |
| Problem-loan coverage | 97 (stronger) | 58 |
| Peer percentile | 86th | 7th |
| Total assets | $391.3M | $24.4M |
| Deposits / shares | $334.8M | $20.4M |
| Capital ratio | 13.57% | 14.60% (stronger) |
| Problem loans | 0.26% (stronger) | 4.65% |
| Net charge-offs | 0.00% (stronger) | 4.38% |
| Return on assets | 1.41% (stronger) | -1.84% |
| Loans ÷ deposits | 90.6% | 77.7% (stronger) |
| Uninsured deposits | 11.4% | 1.4% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
Alliance Bank has the higher TellerScore (84 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank leads on 4 and Highway Crossroads Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.