Side-by-side · Q2 2026 data
Alliance Bank Central Texas vs Genco Federal Credit Union
Metric by metric
| Measure | Alliance Bank Central Texas | Genco Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 96 (stronger) |
| Capital cushion | 68 | 93 (stronger) |
| Loan quality | 99 (stronger) | 94 |
| Earnings | 60 | 98 (stronger) |
| Funding & liquidity | 44 | 100 (stronger) |
| Problem-loan coverage | 80 | 99 (stronger) |
| Peer percentile | 66th | 99th |
| Total assets | $1.3B | $494.7M |
| Deposits / shares | $1.1B | $421.9M |
| Capital ratio | 11.76% | 14.26% (stronger) |
| Problem loans | 0.02% (stronger) | 0.19% |
| Net charge-offs | 0.00% (stronger) | 0.63% |
| Return on assets | 1.01% | 1.95% (stronger) |
| Loans ÷ deposits | 82.7% | 56.5% (stronger) |
| Uninsured deposits | 45.0% | 6.0% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.2% | 57.1% |
Genco Federal Credit Union has the higher TellerScore (96 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank Central Texas leads on 2 and Genco Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Woodway, TX