Side-by-side · Q2 2026 data
Alliance Bank Central Texas vs Texas Security Bank
Metric by metric
| Measure | Alliance Bank Central Texas | Texas Security Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 63 |
| Capital cushion | 68 (stronger) | 46 |
| Loan quality | 99 (stronger) | 86 |
| Earnings | 60 | 64 (stronger) |
| Funding & liquidity | 44 (stronger) | 39 |
| Problem-loan coverage | 80 | 94 (stronger) |
| Peer percentile | 66th | 30th |
| Total assets | $1.3B | $1.4B |
| Deposits / shares | $1.1B | $1.2B |
| Capital ratio | 11.76% (stronger) | 9.57% |
| Problem loans | 0.02% (stronger) | 0.41% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.01% | 1.10% (stronger) |
| Loans ÷ deposits | 82.7% (stronger) | 84.9% |
| Uninsured deposits | 45.0% (stronger) | 47.7% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.2% | — |
Alliance Bank Central Texas has the higher TellerScore (72 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank Central Texas leads on 5 and Texas Security Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.