TellerScore

Texas Security Bank is a state-chartered bank headquartered in Dallas, Texas, in business for about 18 years. At the end of Q2 2026 it reported $1.4B in total assets and $1.2B in deposits, with 4 offices.

Based on its Q2 2026 filing, Texas Security Bank scores 63/100, which we describe as moderate. That is higher than only 30% of 897 banks with $1 billion – $10 billion. Among 349 banks headquartered in Texas, it ranks 277th. Its strongest component is problem-loan coverage (94/100; 3.1%), and its lowest is funding & liquidity (39/100; 85% loans-to-deposits, 48% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion46/100
Tier 1 leverage ratio: 9.57%
Loan quality86/100
Noncurrent loans ÷ total loans: 0.41%
Earnings64/100
Return on assets (annualized): 1.10%
Funding & liquidity39/100
Loans ÷ deposits and uninsured-deposit share: 84.9% · 47.7% uninsured
Problem-loan coverage94/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.15%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 63).

TellerScore
606468Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202460
Q4 202464
Q1 202565
Q2 202563
Q3 202565
Q4 202568
Q1 202667
Q2 202663
Tier 1 leverage ratio
5.00%7.50%10.01%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.42%
Q3 20249.44%
Q4 20249.59%
Q1 20259.86%
Q2 20259.74%
Q3 20259.72%
Q4 20259.80%
Q1 202610.01%
Q2 20269.57%
Noncurrent loans
0.00%0.20%0.41%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.06%
Q3 20240.01%
Q4 20240.00%
Q1 20250.00%
Q2 20250.09%
Q3 20250.01%
Q4 20250.00%
Q1 20260.00%
Q2 20260.41%
Return on assets
0.66%0.88%1.11%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.68%
Q3 20240.66%
Q4 20240.80%
Q1 20250.87%
Q2 20250.84%
Q3 20250.93%
Q4 20251.11%
Q1 20261.03%
Q2 20261.10%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202663$1.4B9.57%0.41%1.10%84.9%
Q1 202667$1.4B10.01%0.00%1.03%89.1%
Q4 202568$1.3B9.80%0.00%1.11%75.9%
Q3 202565$1.2B9.72%0.01%0.93%85.9%
Q2 202563$1.2B9.74%0.09%0.84%88.0%
Q1 202565$1.2B9.86%0.00%0.87%84.7%
Q4 202464$1.2B9.59%0.00%0.80%80.3%
Q3 202460$1.2B9.44%0.01%0.66%92.2%
Q2 202460$1.2B9.42%0.06%0.68%90.5%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.57%
24th
Total risk-based capital14.55%
61st
Problem loans0.41%
59th
Net charge-offs-0.00%
87th
Return on assets1.10%
38th
Net interest margin3.67%
48th
Efficiency ratio57.5%
56th
Loans to deposits84.9%
56th
Uninsured deposits47.7%
12th
Loan-loss reserves1.17%
53rd
Texas ratio3.1%
55th

Similar-size banks in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
The City National Bank of Sulphur SpringsBank Sulphur Springs, TX78 out of 100, Strong$1.4B9.8%0.15%vs
SouthStar Bank, S.S.B.Bank Moulton, TX77 out of 100, Strong$1.4B13.3%0.62%vs
Wallis BankBank Wallis, TX58 out of 100, Moderate$1.4B10.1%1.43%vs
Alliance BankBank Sulphur Springs, TX68 out of 100, Moderate$1.4B10.4%0.55%vs
Southwestern National BankBank Houston, TX73 out of 100, Strong$1.4B12.4%0.42%vs
Central BankBank Houston, TX70 out of 100, Strong$1.4B10.1%0.54%vs

Deposit insurance

Is my money safe at Texas Security Bank?

Yes. Texas Security Bank is an FDIC-insured institution (FDIC certificate #58739). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 47.7% of deposits ($567.4M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.57%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.55% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

Texas Security Bank lists 4 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Texas Security Bank
Type
State-chartered bank
FDIC certificate #
58739
RSSD ID
3619216
Primary regulator
FDIC
Holding company
Texas Security Bankshares Inc
Established
May 5, 2008
Headquarters
1212 Turtle Creek Blvd, Dallas, TX 75207
Employees
106

Quick answers

Texas Security Bank: common questions

Is Texas Security Bank FDIC insured?

Yes. Texas Security Bank is an FDIC-insured institution (FDIC certificate #58739). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Texas Security Bank's TellerScore?

63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Texas Security Bank ever failed?

There is no failure record for FDIC certificate #58739 in the FDIC failed bank list.

How many branches does Texas Security Bank have?

4 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Dallas

InstitutionScoreAssetsCapitalProblem loansCompare
Lakeside BankBank Rockwall, TX92 out of 100, Very strong$389.2M14.4%0.00%vs
Light Commerce Credit UnionCredit union Houston, TX92 out of 100, Very strong$5.0M26.8%0.93%vs
Metro Medical Credit UnionCredit union Dallas, TX91 out of 100, Very strong$82.7M17.9%0.66%vs
Datcu Credit UnionCredit union Denton, TX89 out of 100, Very strong$1.8B17.2%0.13%vs
Seagoville Federal Credit UnionCredit union Seagoville, TX89 out of 100, Very strong$15.8M21.6%0.21%vs
International Bank of CommerceBank Oklahoma City, OK88 out of 100, Very strong$1.6B15.5%0.66%vs