Side-by-side · Q2 2026 data
Alliance Community Bank vs Community Savings Bank
Metric by metric
| Measure | Alliance Community Bank | Community Savings Bank |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 41 | 85 (stronger) |
| Loan quality | 82 | 93 (stronger) |
| Earnings | 69 (stronger) | 11 |
| Funding & liquidity | 94 | 95 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 43rd | 61st |
| Total assets | $414.5M | $410.2M |
| Deposits / shares | $368.0M | $357.0M |
| Capital ratio | 9.08% | 13.50% (stronger) |
| Problem loans | 0.55% | 0.20% (stronger) |
| Net charge-offs | 0.21% | -0.00% (stronger) |
| Return on assets | 1.24% (stronger) | -0.22% |
| Loans ÷ deposits | 66.7% | 65.6% (stronger) |
| Uninsured deposits | 12.5% | 5.5% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 3.4% |
Community Savings Bank has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Alliance Community Bank leads on 1 and Community Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.