Side-by-side · Q2 2026 data
Alliance Community Bank vs The First National Bank of Allendale
Metric by metric
| Measure | Alliance Community Bank | The First National Bank of Allendale |
|---|---|---|
| TellerScore | 70 (stronger) | 69 |
| Capital cushion | 41 | 48 (stronger) |
| Loan quality | 82 | 94 (stronger) |
| Earnings | 69 (stronger) | 64 |
| Funding & liquidity | 94 (stronger) | 54 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 43rd | 40th |
| Total assets | $414.5M | $421.2M |
| Deposits / shares | $368.0M | $369.1M |
| Capital ratio | 9.08% | 9.80% (stronger) |
| Problem loans | 0.55% | 0.17% (stronger) |
| Net charge-offs | 0.21% | 0.05% (stronger) |
| Return on assets | 1.24% (stronger) | 1.11% |
| Loans ÷ deposits | 66.7% (stronger) | 75.6% |
| Uninsured deposits | 12.5% (stronger) | 42.6% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | — |
Alliance Community Bank has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Alliance Community Bank leads on 4 and The First National Bank of Allendale on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.