The First National Bank of Allendale (FDIC certificate #12365) is based in Allendale, Illinois. Its Q2 2026 call report shows $421.2M in total assets and $369.1M in deposits and 3 offices.
The First National Bank of Allendale has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 40% of its 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 178th. Problem-loan coverage contributes the most (98/100, 1.2%); capital cushion contributes the least (48/100, 9.80%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (63 → 69), mostly because the loan quality component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 61 |
| Q4 2024 | 61 |
| Q1 2025 | 59 |
| Q2 2025 | 63 |
| Q3 2025 | 67 |
| Q4 2025 | 65 |
| Q1 2026 | 66 |
| Q2 2026 | 69 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.08% |
| Q3 2024 | 9.35% |
| Q4 2024 | 9.56% |
| Q1 2025 | 9.74% |
| Q2 2025 | 9.73% |
| Q3 2025 | 10.04% |
| Q4 2025 | 9.23% |
| Q1 2026 | 9.41% |
| Q2 2026 | 9.80% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.65% |
| Q3 2024 | 0.67% |
| Q4 2024 | 0.72% |
| Q1 2025 | 1.09% |
| Q2 2025 | 0.61% |
| Q3 2025 | 0.31% |
| Q4 2025 | 0.28% |
| Q1 2026 | 0.29% |
| Q2 2026 | 0.17% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.82% |
| Q3 2024 | 0.85% |
| Q4 2024 | 0.89% |
| Q1 2025 | 0.98% |
| Q2 2025 | 0.93% |
| Q3 2025 | 0.95% |
| Q4 2025 | 0.96% |
| Q1 2026 | 1.04% |
| Q2 2026 | 1.11% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $421.2M | 9.80% | 0.17% | 1.11% | 75.6% |
| Q1 2026 | 66 | $431.7M | 9.41% | 0.29% | 1.04% | 71.5% |
| Q4 2025 | 65 | $434.3M | 9.23% | 0.28% | 0.96% | 71.8% |
| Q3 2025 | 67 | $391.2M | 10.04% | 0.31% | 0.95% | 78.3% |
| Q2 2025 | 63 | $391.8M | 9.73% | 0.61% | 0.93% | 77.1% |
| Q1 2025 | 59 | $396.9M | 9.74% | 1.09% | 0.98% | 76.3% |
| Q4 2024 | 61 | $384.4M | 9.56% | 0.72% | 0.89% | 80.1% |
| Q3 2024 | 61 | $387.2M | 9.35% | 0.67% | 0.85% | 77.0% |
| Q2 2024 | 60 | $391.2M | 9.08% | 0.65% | 0.82% | 75.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Union National Bank and Trust Company of ElginBank Elgin, IL | 73 out of 100, Strong | $421.8M | 9.9% | 0.00% | vs |
| First Federal Savings BankBank Ottawa, IL | 57 out of 100, Moderate | $421.9M | 10.7% | 1.32% | vs |
| First National Bank of BrookfieldBank Brookfield, IL | 82 out of 100, Strong | $419.6M | 13.0% | 0.00% | vs |
| Devon BankBank Chicago, IL | 50 out of 100, Below average | $418.6M | 6.3% | 0.27% | vs |
| Alliance Community BankBank Petersburg, IL | 70 out of 100, Strong | $414.5M | 9.1% | 0.55% | vs |
| Community Savings BankBank Chicago, IL | 75 out of 100, Strong | $410.2M | 13.5% | 0.20% | vs |
Deposit insurance
Is my money safe at The First National Bank of Allendale?
Yes. The First National Bank of Allendale is an FDIC-insured institution (FDIC certificate #12365). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 42.6% of deposits ($157.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.80%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
The First National Bank of Allendale lists 3 offices in 3 cities. Most locations:
- Allendale, IL (1)
- Mount Carmel, IL (1)
- West Salem, IL (1)
Identity & history
Profile
- Legal name
- The First National Bank of Allendale
- Type
- National bank
- FDIC certificate #
- 12365
- RSSD ID
- 990642
- Primary regulator
- OCC
- Holding company
- Allendale Bcorp Inc
- Established
- January 1, 1906
- Headquarters
- 301 E Main St, Allendale, IL 62410
- Website
- www.fnba.bank
- Employees
- 53
Quick answers
The First National Bank of Allendale: common questions
Is The First National Bank of Allendale FDIC insured?
Yes. The First National Bank of Allendale is an FDIC-insured institution (FDIC certificate #12365). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The First National Bank of Allendale's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The First National Bank of Allendale ever failed?
There is no failure record for FDIC certificate #12365 in the FDIC failed bank list.
How many branches does The First National Bank of Allendale have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Allendale
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens National Bank of AlbionBank Albion, IL | 88 out of 100, Very strong | $348.5M | 17.4% | 0.54% | vs |
| The Peoples State Bank of Newton, IllinoisBank Newton, IL | 81 out of 100, Strong | $736.7M | 13.5% | 0.54% | vs |
| Springs Valley Bank & Trust CompanyBank French Lick, IN | 81 out of 100, Strong | $675.3M | 12.5% | 0.14% | vs |
| The First National Bank of CarmiBank Carmi, IL | 75 out of 100, Strong | $622.2M | 11.4% | 0.35% | vs |
| German American BankBank Jasper, IN | 75 out of 100, Strong | $8.4B | 11.2% | 0.45% | vs |
| Liberty Federal Credit UnionCredit union Evansville, IN | 73 out of 100, Strong | $4.8B | 10.9% | 0.45% | vs |