Side-by-side · Q2 2026 data
Alliant Bank vs First State Bank of the Ozarks
Metric by metric
| Measure | Alliant Bank | First State Bank of the Ozarks |
|---|---|---|
| TellerScore | 70 (stronger) | 55 |
| Capital cushion | 40 (stronger) | 31 |
| Loan quality | 100 (stronger) | 48 |
| Earnings | 63 | 79 (stronger) |
| Funding & liquidity | 71 | 71 |
| Problem-loan coverage | 94 (stronger) | 74 |
| Peer percentile | 43rd | 11th |
| Total assets | $256.4M | $248.9M |
| Deposits / shares | $232.1M | $220.8M |
| Capital ratio | 9.03% (stronger) | 8.09% |
| Problem loans | 0.00% (stronger) | 1.55% |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 1.07% | 1.48% (stronger) |
| Loans ÷ deposits | 87.8% | 79.3% (stronger) |
| Uninsured deposits | 16.1% (stronger) | 23.4% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alliant Bank has the higher TellerScore (70 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Alliant Bank leads on 5 and First State Bank of the Ozarks on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.