TellerScore

Alliant Bank is a state-chartered bank headquartered in Madison, Missouri, in business for about 138 years. At the end of Q2 2026 it reported $256.4M in total assets and $232.1M in deposits, with 6 offices.

Based on its Q2 2026 filing, Alliant Bank scores 70/100, which we describe as strong. That is higher than only 43% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 107th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (40/100; 9.03%).

TellerScore · Q2 2026

Scorecard

Capital cushion40/100
Tier 1 leverage ratio: 9.03%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings63/100
Return on assets (annualized): 1.07%
Funding & liquidity71/100
Loans ÷ deposits and uninsured-deposit share: 87.8% · 16.1% uninsured
Problem-loan coverage94/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.83%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (66 → 70), mostly because the earnings component improved by 10 points.

TellerScore
435975Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202473
Q4 202443
Q1 202564
Q2 202566
Q3 202563
Q4 202561
Q1 202668
Q2 202670
Tier 1 leverage ratio
5.00%7.50%10.01%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.01%
Q3 20249.46%
Q4 20248.97%
Q1 20258.96%
Q2 20258.85%
Q3 20258.67%
Q4 20258.35%
Q1 20268.62%
Q2 20269.03%
Noncurrent loans
0.00%1.45%2.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.09%
Q3 20240.14%
Q4 20242.91%
Q1 20250.27%
Q2 20250.04%
Q3 20250.45%
Q4 20250.44%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.74%1.07%1.41%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.41%
Q3 20241.34%
Q4 20241.26%
Q1 20250.74%
Q2 20250.82%
Q3 20250.88%
Q4 20250.79%
Q1 20261.01%
Q2 20261.07%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$256.4M9.03%0.00%1.07%87.8%
Q1 202668$263.8M8.62%0.00%1.01%83.6%
Q4 202561$267.3M8.35%0.44%0.79%83.3%
Q3 202563$263.9M8.67%0.45%0.88%81.4%
Q2 202566$248.5M8.85%0.04%0.82%88.2%
Q1 202564$249.5M8.96%0.27%0.74%85.0%
Q4 202443$239.3M8.97%2.91%1.26%88.4%
Q3 202473$243.2M9.46%0.14%1.34%84.4%
Q2 202475$220.1M10.01%0.09%1.41%89.3%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.03%
12th
Total risk-based capital13.65%
60th
Problem loans0.00%
94th
Net charge-offs0.01%
47th
Return on assets1.07%
39th
Net interest margin4.59%
83rd
Efficiency ratio71.1%
27th
Loans to deposits87.8%
31st
Uninsured deposits16.1%
79th
Loan-loss reserves1.22%
54th
Texas ratio2.8%
49th

Similar-size banks in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Community First BankBank Butler, MO67 out of 100, Moderate$258.9M8.6%0.95%vs
Community Point BankBank Russellville, MO71 out of 100, Strong$259.7M8.2%0.07%vs
Community Bank of MarshallBank Marshall, MO69 out of 100, Moderate$250.2M10.0%1.01%vs
First State Bank of the OzarksBank Purdy, MO55 out of 100, Moderate$248.9M8.1%1.55%vs
Peoples BankBank Cuba, MO80 out of 100, Strong$248.7M11.0%0.23%vs
Citizens Bank of EldonBank Eldon, MO76 out of 100, Strong$247.3M11.5%0.90%vs

Deposit insurance

Is my money safe at Alliant Bank?

Yes. Alliant Bank is an FDIC-insured institution (FDIC certificate #1946). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 16.1% of deposits ($37.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.03%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.65% (benchmark: 10%).

Check how much of your own balance is covered

6 locations

Branches

Alliant Bank lists 6 offices in 6 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Alliant Bank
Former names
Madison Bank; Madison-Hunnewell Bank; Community First Bank of Missouri
Type
State-chartered bank
FDIC certificate #
1946
RSSD ID
35057
Primary regulator
FDIC
Holding company
Nemo Bancshares Inc
Established
February 20, 1888
Headquarters
101 E Broadway St, Madison, MO 65263
Employees
68

Quick answers

Alliant Bank: common questions

Is Alliant Bank FDIC insured?

Yes. Alliant Bank is an FDIC-insured institution (FDIC certificate #1946). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Alliant Bank's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Alliant Bank ever failed?

There is no failure record for FDIC certificate #1946 in the FDIC failed bank list.

How many branches does Alliant Bank have?

6 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Madison

InstitutionScoreAssetsCapitalProblem loansCompare
TPNB BankBank Paris, MO89 out of 100, Very strong$112.0M15.2%0.00%vs
United Credit UnionCredit union Mexico, MO88 out of 100, Very strong$302.1M15.2%0.40%vs
Regional Missouri BankBank Marceline, MO84 out of 100, Strong$597.4M11.6%0.07%vs
Community State BankBank Shelbina, MO83 out of 100, Strong$132.8M12.0%0.10%vs
Show-Me Credit UnionCredit union Mexico, MO83 out of 100, Strong$43.7M13.2%0.68%vs
United State BankBank Lewistown, MO80 out of 100, Strong$290.1M10.5%0.07%vs