Side-by-side · Q2 2026 data
Alliant Bank vs United Credit Union
Metric by metric
| Measure | Alliant Bank | United Credit Union |
|---|---|---|
| TellerScore | 70 | 88 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 63 | 68 (stronger) |
| Funding & liquidity | 71 | 85 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 43rd | 92nd |
| Total assets | $256.4M | $302.1M |
| Deposits / shares | $232.1M | $253.5M |
| Capital ratio | 9.03% | 15.17% (stronger) |
| Problem loans | 0.00% (stronger) | 0.40% |
| Net charge-offs | 0.01% (stronger) | 0.64% |
| Return on assets | 1.07% | 1.19% (stronger) |
| Loans ÷ deposits | 87.8% | 75.5% (stronger) |
| Uninsured deposits | 16.1% | 6.3% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Credit Union has the higher TellerScore (88 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Alliant Bank leads on 2 and United Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.