Side-by-side · Q2 2026 data
Allsouth Federal Credit Union vs S. C. State Federal Credit Union
Credit union
Allsouth Federal Credit Union
Columbia, South Carolina · $1 billion – $10 billion
Credit union
S. C. State Federal Credit Union
Columbia, South Carolina · $1 billion – $10 billion
Metric by metric
| Measure | Allsouth Federal Credit Union | S. C. State Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 91 |
| Capital cushion | 100 | 100 |
| Loan quality | 86 (stronger) | 73 |
| Earnings | 89 | 100 (stronger) |
| Funding & liquidity | 95 (stronger) | 90 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 99th | 98th |
| Total assets | $1.5B | $1.5B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 19.60% (stronger) | 15.57% |
| Problem loans | 0.41% (stronger) | 0.82% |
| Net charge-offs | 0.43% (stronger) | 1.01% |
| Return on assets | 1.73% | 2.06% (stronger) |
| Loans ÷ deposits | 65.4% (stronger) | 70.2% |
| Uninsured deposits | 6.1% | 3.6% (stronger) |
| Offices | 10 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.2% | 23.2% |
Allsouth Federal Credit Union has the higher TellerScore (93 vs 91). On the 7 directional measures above (where higher or lower is clearly better), Allsouth Federal Credit Union leads on 5 and S. C. State Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.