TellerScore

Allsouth Federal Credit Union is a federal credit union headquartered in Columbia, South Carolina, in business for about 66 years. At the end of Q2 2026 it reported $1.5B in total assets and $1.2B in member shares and deposits, with 10 offices.

Based on its Q2 2026 filing, Allsouth Federal Credit Union scores 93/100, which we describe as very strong. That is higher than 99% of 454 credit unions with $1 billion – $10 billion. Among 45 credit unions headquartered in South Carolina, it ranks 2nd. Its strongest component is capital cushion (100/100; 19.60%), and its lowest is loan quality (86/100; 0.41%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 19.60%
Loan quality86/100
Loans 60+ days delinquent ÷ total loans: 0.41%
Earnings89/100
Return on assets (annualized): 1.73%
Funding & liquidity95/100
Loans ÷ shares: 65.4% · 6.1% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.22%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (95 → 93), mostly because the earnings component weakened by 11 points.

TellerScore
939597Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202496
Q3 202496
Q4 202493
Q1 202597
Q2 202595
Q3 202595
Q4 202594
Q1 202693
Q2 202693
Net worth ratio
7.00%13.30%19.60%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202418.50%
Q3 202418.77%
Q4 202418.89%
Q1 202518.84%
Q2 202519.14%
Q3 202519.45%
Q4 202519.34%
Q1 202619.20%
Q2 202619.60%
Delinquent loans (60+ days)
0.31%0.43%0.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.35%
Q3 20240.32%
Q4 20240.55%
Q1 20250.38%
Q2 20250.52%
Q3 20250.52%
Q4 20250.46%
Q1 20260.31%
Q2 20260.41%
Return on assets
1.50%2.04%2.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.93%
Q3 20241.81%
Q4 20241.77%
Q1 20252.59%
Q2 20252.12%
Q3 20252.05%
Q4 20251.81%
Q1 20261.50%
Q2 20261.73%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202693$1.5B19.60%0.41%1.73%65.4%
Q1 202693$1.5B19.20%0.31%1.50%64.1%
Q4 202594$1.5B19.34%0.46%1.81%64.0%
Q3 202595$1.4B19.45%0.52%2.05%61.5%
Q2 202595$1.4B19.14%0.52%2.12%60.5%
Q1 202597$1.4B18.84%0.38%2.59%58.8%
Q4 202493$1.4B18.89%0.55%1.77%61.1%
Q3 202496$1.3B18.77%0.32%1.81%61.5%
Q2 202496$1.3B18.50%0.35%1.93%61.3%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.60%
98th
Problem loans0.41%
78th
Net charge-offs0.43%
62nd
Return on assets1.73%
96th
Loans to deposits65.4%
89th
Uninsured deposits6.1%
80th
Loan-loss reserves0.00%
50th
Texas ratio1.2%
94th

Similar-size credit unions in South Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
Palmetto Citizens Federal Credit UnionCredit union Columbia, SC80 out of 100, Strong$1.5B13.5%1.11%vs
S. C. State Federal Credit UnionCredit union Columbia, SC91 out of 100, Very strong$1.5B15.6%0.82%vs
Sharonview Federal Credit UnionCredit union Fort Mill, SC44 out of 100, Below average$1.3B7.6%1.18%vs
Rev Federal Credit UnionCredit union Charleston, SC72 out of 100, Strong$1.2B13.8%0.57%vs
Safe Federal Credit UnionCredit union Sumter, SC73 out of 100, Strong$2.0B11.0%0.63%vs
Srp Federal Credit UnionCredit union North Augusta, SC81 out of 100, Strong$2.1B13.8%0.74%vs

Deposit insurance

Is my money safe at Allsouth Federal Credit Union?

Yes. Allsouth Federal Credit Union is a federally insured credit union (NCUA charter #13828). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.1% of shares and deposits ($74.7M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 19.60%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

10 locations

Branches

Allsouth Federal Credit Union lists 10 offices in 8 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Allsouth Federal Credit Union reported 607 home-loan applications under HMDA (LEI 549300QYN3TROD97TI79): 307 originated ($63,205,000 total), 147 denied, and 151 withdrawn or closed by the applicant. Its denial rate on decided applications was 32.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Allsouth Federal Credit Union
Type
Federal credit union
NCUA charter #
13828
RSSD ID
263588
Primary regulator
NCUA
Established
1960
Headquarters
730 Elmwood Ave, Columbia, SC 29201
Employees
314

Quick answers

Allsouth Federal Credit Union: common questions

Is Allsouth Federal Credit Union NCUA insured?

Yes. Allsouth Federal Credit Union is a federally insured credit union (NCUA charter #13828). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Allsouth Federal Credit Union's TellerScore?

93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Allsouth Federal Credit Union have?

10 offices as of the latest NCUA data.