Side-by-side · Q2 2026 data
Alltru Federal Credit Union vs Arsenal Credit Union
Credit union
Alltru Federal Credit Union
Wentzville, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Alltru Federal Credit Union | Arsenal Credit Union |
|---|---|---|
| TellerScore | 41 | 55 (stronger) |
| Capital cushion | 44 (stronger) | 38 |
| Loan quality | 21 | 63 (stronger) |
| Earnings | 28 | 40 (stronger) |
| Funding & liquidity | 71 | 81 (stronger) |
| Problem-loan coverage | 59 | 76 (stronger) |
| Peer percentile | 2nd | 12th |
| Total assets | $400.6M | $387.5M |
| Deposits / shares | $361.9M | $354.1M |
| Capital ratio | 9.43% (stronger) | 8.84% |
| Problem loans | 2.38% | 1.10% (stronger) |
| Net charge-offs | 1.72% | 1.56% (stronger) |
| Return on assets | 0.20% | 0.51% (stronger) |
| Loans ÷ deposits | 89.7% | 79.3% (stronger) |
| Uninsured deposits | 4.2% (stronger) | 4.3% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.9% | 10.2% |
Arsenal Credit Union has the higher TellerScore (55 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Alltru Federal Credit Union leads on 2 and Arsenal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.