The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 13 points (42 → 55), mostly because the loan quality component improved by 31 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Missouri

Yes. Arsenal Credit Union is a federally insured credit union (NCUA charter #67195). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.3% of shares and deposits ($15.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.84%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Arsenal Credit Union lists 4 offices in 4 cities across 2 states. Most locations:

• Arnold, MO (1)
• Florissant, MO (1)
• Saint Louis, MO (1)
• Swansea, IL (1)

All branch addresses and map

In 2025, Arsenal Credit Union reported 280 home-loan applications under HMDA (LEI 549300OSS620JYU5KR81): 240 originated ($45,190,000 total), 28 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 10.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Arsenal Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

67195

RSSD ID

4893

Primary regulator

State + NCUA

Established

1948

Headquarters

3780 Vogel Rd, Arnold, MO 63010

Employees

93