Side-by-side · Q2 2026 data
Allvac Savings and Credit Union vs Nova Credit Union
Credit union
Allvac Savings and Credit Union
Monroe, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Allvac Savings and Credit Union | Nova Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 79 |
| Capital cushion | 100 | 100 |
| Loan quality | 97 (stronger) | 81 |
| Earnings | 63 (stronger) | 34 |
| Funding & liquidity | 91 (stronger) | 84 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 89th | 76th |
| Total assets | $9.5M | $120.7M |
| Deposits / shares | $7.8M | $99.5M |
| Capital ratio | 17.59% | 17.65% (stronger) |
| Problem loans | 0.09% (stronger) | 0.56% |
| Net charge-offs | 0.39% | 0.35% (stronger) |
| Return on assets | 1.07% (stronger) | 0.36% |
| Loans ÷ deposits | 68.9% (stronger) | 76.7% |
| Uninsured deposits | 8.5% | 3.0% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Allvac Savings and Credit Union has the higher TellerScore (90 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Allvac Savings and Credit Union leads on 4 and Nova Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.