TellerScore

Allvac Savings and Credit Union (NCUA charter #60660) is based in Monroe, North Carolina. Its Q2 2026 call report shows $9.5M in total assets and $7.8M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Allvac Savings and Credit Union scores 90/100, which we describe as very strong. That is higher than 89% of 2,479 credit unions with under $100 million in assets. Among 57 credit unions headquartered in North Carolina, it ranks 4th. Its strongest component is capital cushion (100/100; 17.59%), and its lowest is earnings (63/100; 1.07%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.59%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.09%
Earnings63/100
Return on assets (annualized): 1.07%
Funding & liquidity91/100
Loans ÷ shares: 68.9% · 8.5% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.29%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (91 → 90).

TellerScore
879093Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202490
Q4 202492
Q1 202590
Q2 202591
Q3 202591
Q4 202593
Q1 202687
Q2 202690
Net worth ratio
7.00%13.09%19.18%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.78%
Q3 202417.18%
Q4 202417.54%
Q1 202517.38%
Q2 202517.74%
Q3 202517.73%
Q4 202519.18%
Q1 202617.60%
Q2 202617.59%
Delinquent loans (60+ days)
0.09%0.28%0.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.35%
Q3 20240.47%
Q4 20240.29%
Q1 20250.18%
Q2 20250.26%
Q3 20250.16%
Q4 20250.40%
Q1 20260.28%
Q2 20260.09%
Return on assets
0.79%1.27%1.76%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.28%
Q3 20241.60%
Q4 20241.67%
Q1 20251.29%
Q2 20251.39%
Q3 20251.30%
Q4 20251.76%
Q1 20260.79%
Q2 20261.07%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202690$9.5M17.59%0.09%1.07%68.9%
Q1 202687$9.3M17.60%0.28%0.79%67.2%
Q4 202593$8.4M19.18%0.40%1.76%72.5%
Q3 202591$8.8M17.73%0.16%1.30%73.5%
Q2 202591$8.6M17.74%0.26%1.39%74.5%
Q1 202590$8.6M17.38%0.18%1.29%75.8%
Q4 202492$8.4M17.54%0.29%1.67%75.0%
Q3 202490$8.4M17.18%0.47%1.60%74.1%
Q2 202489$8.3M16.78%0.35%1.28%75.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.59%
68th
Problem loans0.09%
80th
Net charge-offs0.39%
33rd
Return on assets1.07%
71st
Loans to deposits68.9%
35th
Uninsured deposits8.5%
9th
Loan-loss reserves0.32%
75th
Texas ratio0.3%
79th

Similar-size credit unions in North Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
Guco Credit UnionCredit union Greenville, NC81 out of 100, Strong$10.2M17.8%0.13%vs
Arcade Credit UnionCredit union Asheville, NC80 out of 100, Strong$7.8M14.4%0.70%vs
North Carolina Press Association Federal Credit UnionCredit union Raleigh, NC75 out of 100, Strong$12.0M18.8%2.76%vs
Internal Revenue Employees Federal Credit UnionCredit union Greensboro, NC80 out of 100, Strong$12.2M29.4%0.75%vs
Hsm Federal Credit UnionCredit union Hickory, NC74 out of 100, Strong$5.5M14.1%0.80%vs
Greater Kinston Credit UnionCredit union Kinston, NC57 out of 100, Moderate$14.3M12.4%1.28%vs

Deposit insurance

Is my money safe at Allvac Savings and Credit Union?

Yes. Allvac Savings and Credit Union is a federally insured credit union (NCUA charter #60660). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.5% of shares and deposits ($667K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.59%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Allvac Savings and Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Allvac Savings and Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60660
RSSD ID
520692
Primary regulator
State + NCUA
Established
1964
Headquarters
Po Box 5030, Monroe, NC 28111
Employees
3

Quick answers

Allvac Savings and Credit Union: common questions

Is Allvac Savings and Credit Union NCUA insured?

Yes. Allvac Savings and Credit Union is a federally insured credit union (NCUA charter #60660). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Allvac Savings and Credit Union's TellerScore?

90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Allvac Savings and Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Monroe

InstitutionScoreAssetsCapitalProblem loansCompare
Cedar Hill National BankBank Charlotte, NC93 out of 100, Very strong$16.0M67.6%0.00%vs
American Bank of the CarolinasBank Monroe, NC80 out of 100, Strong$214.0M12.3%0.00%vs
Carolinas Telco Federal Credit UnionCredit union Charlotte, NC79 out of 100, Strong$506.3M15.1%0.91%vs
Founders Federal Credit UnionCredit union Lancaster, SC79 out of 100, Strong$5.2B13.6%0.68%vs
Nova Credit UnionCredit union Charlotte, NC79 out of 100, Strong$120.7M17.6%0.56%vs
The Fidelity BankBank Fuquay Varina, NC78 out of 100, Strong$4.7B11.5%0.42%vs