Side-by-side · Q2 2026 data
Alpha Credit Union vs Luso-American Credit Union
Metric by metric
| Measure | Alpha Credit Union | Luso-American Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 84 |
| Capital cushion | 100 | 100 |
| Loan quality | 95 (stronger) | 93 |
| Earnings | 99 (stronger) | 39 |
| Funding & liquidity | 91 (stronger) | 89 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 98th | 86th |
| Total assets | $35.1M | $123.0M |
| Deposits / shares | $28.2M | $102.4M |
| Capital ratio | 18.78% (stronger) | 16.21% |
| Problem loans | 0.14% (stronger) | 0.22% |
| Net charge-offs | 0.06% | 0.05% (stronger) |
| Return on assets | 1.97% (stronger) | 0.47% |
| Loans ÷ deposits | 69.0% (stronger) | 71.7% |
| Uninsured deposits | 0.9% (stronger) | 7.6% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alpha Credit Union has the higher TellerScore (97 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Alpha Credit Union leads on 6 and Luso-American Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.