Alpha Credit Union is a federally insured state-chartered credit union headquartered in Boston, Massachusetts, in business for about 84 years. At the end of Q2 2026 it reported $35.1M in total assets and $28.2M in member shares and deposits, with 2 offices.
Based on its Q2 2026 filing, Alpha Credit Union scores 97/100, which we describe as very strong. That is higher than 98% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Massachusetts, it ranks 2nd. Its strongest component is capital cushion (100/100; 18.78%), and its lowest is funding & liquidity (91/100; 69% loans-to-deposits, 1% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (94 → 97), mostly because the earnings component improved by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 92 |
| Q3 2024 | 92 |
| Q4 2024 | 88 |
| Q1 2025 | 88 |
| Q2 2025 | 94 |
| Q3 2025 | 95 |
| Q4 2025 | 96 |
| Q1 2026 | 98 |
| Q2 2026 | 97 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 15.37% |
| Q3 2024 | 15.67% |
| Q4 2024 | 16.43% |
| Q1 2025 | 16.61% |
| Q2 2025 | 17.19% |
| Q3 2025 | 17.50% |
| Q4 2025 | 17.94% |
| Q1 2026 | 18.33% |
| Q2 2026 | 18.78% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.17% |
| Q3 2024 | 0.31% |
| Q4 2024 | 0.69% |
| Q1 2025 | 0.54% |
| Q2 2025 | 0.14% |
| Q3 2025 | 0.12% |
| Q4 2025 | 0.06% |
| Q1 2026 | 0.16% |
| Q2 2026 | 0.14% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.23% |
| Q3 2024 | 1.33% |
| Q4 2024 | 1.33% |
| Q1 2025 | 1.25% |
| Q2 2025 | 1.56% |
| Q3 2025 | 1.71% |
| Q4 2025 | 1.70% |
| Q1 2026 | 2.11% |
| Q2 2026 | 1.97% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 97 | $35.1M | 18.78% | 0.14% | 1.97% | 69.0% |
| Q1 2026 | 98 | $35.1M | 18.33% | 0.16% | 2.11% | 66.9% |
| Q4 2025 | 96 | $34.8M | 17.94% | 0.06% | 1.70% | 67.3% |
| Q3 2025 | 95 | $34.5M | 17.50% | 0.12% | 1.71% | 69.5% |
| Q2 2025 | 94 | $34.5M | 17.19% | 0.14% | 1.56% | 68.3% |
| Q1 2025 | 88 | $34.7M | 16.61% | 0.54% | 1.25% | 66.5% |
| Q4 2024 | 88 | $34.5M | 16.43% | 0.69% | 1.33% | 64.0% |
| Q3 2024 | 92 | $35.5M | 15.67% | 0.31% | 1.33% | 61.9% |
| Q2 2024 | 92 | $35.3M | 15.37% | 0.17% | 1.23% | 61.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Andovers Federal Credit UnionCredit union Andover, MA | 81 out of 100, Strong | $36.9M | 13.2% | 0.67% | vs |
| Norfolk Community Federal Credit UnionCredit union Norfolk, MA | 80 out of 100, Strong | $33.0M | 12.7% | 0.48% | vs |
| Taupa Lithuanian Federal Credit UnionCredit union South Boston, MA | 32 out of 100, Low | $32.1M | 9.1% | 3.21% | vs |
| St. Anthony of Padua Federal Credit UnionCredit union Fall River, MA | 75 out of 100, Strong | $38.4M | 19.6% | 1.91% | vs |
| Mills42 Federal Credit UnionCredit union Lowell, MA | 73 out of 100, Strong | $31.5M | 11.9% | 0.61% | vs |
| 600 Atlantic Federal Credit UnionCredit union Boston, MA | 77 out of 100, Strong | $39.1M | 13.6% | 0.77% | vs |
Deposit insurance
Is my money safe at Alpha Credit Union?
Yes. Alpha Credit Union is a federally insured credit union (NCUA charter #67872). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.9% of shares and deposits ($258K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 18.78%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Alpha Credit Union lists 2 offices in 1 city. Most locations:
- Boston, MA (2)
Identity & history
Profile
- Legal name
- Alpha Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67872
- RSSD ID
- 37097
- Primary regulator
- State + NCUA
- Established
- 1942
- Headquarters
- One Deaconess Rd, Boston, MA 02215
- Employees
- 7
Quick answers
Alpha Credit Union: common questions
Is Alpha Credit Union NCUA insured?
Yes. Alpha Credit Union is a federally insured credit union (NCUA charter #67872). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Alpha Credit Union's TellerScore?
97 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Alpha Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Boston
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA | 97 out of 100, Very strong | $10.2M | 24.8% | 0.12% | vs |
| Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA | 92 out of 100, Very strong | $14.2M | 25.8% | 0.27% | vs |
| Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA | 92 out of 100, Very strong | $7.4M | 19.6% | 0.00% | vs |
| Watertown Municipal Credit UnionCredit union Watertown, MA | 91 out of 100, Very strong | $9.7M | 36.9% | 0.00% | vs |
| Billerica Municipal Employees Credit UnionCredit union Billerica, MA | 91 out of 100, Very strong | $23.6M | 17.8% | 0.00% | vs |
| Danvers Municipal Federal Credit UnionCredit union Danvers, MA | 91 out of 100, Very strong | $8.2M | 39.0% | 0.00% | vs |