Side-by-side · Q2 2026 data
Alpine Bank vs Rio Grande Federal Credit Union
Credit union
Rio Grande Federal Credit Union
Grand Junction, Colorado · Under $100 million in assets
Metric by metric
| Measure | Alpine Bank | Rio Grande Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 97 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 90 | 99 (stronger) |
| Earnings | 72 | 88 (stronger) |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 70th | 98th |
| Total assets | $6.7B | $80.8M |
| Deposits / shares | $5.9B | $62.8M |
| Capital ratio | 11.02% | 21.99% (stronger) |
| Problem loans | 0.31% | 0.03% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.72% |
| Return on assets | 1.29% | 1.71% (stronger) |
| Loans ÷ deposits | 75.0% | 44.4% (stronger) |
| Uninsured deposits | 38.5% | 8.7% (stronger) |
| Offices | 40 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
Rio Grande Federal Credit Union has the higher TellerScore (97 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Alpine Bank leads on 1 and Rio Grande Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.