Side-by-side · Q2 2026 data
Altamaha Bank & Trust Company vs Rabun County Bank
Metric by metric
| Measure | Altamaha Bank & Trust Company | Rabun County Bank |
|---|---|---|
| TellerScore | 74 | 81 (stronger) |
| Capital cushion | 52 | 55 (stronger) |
| Loan quality | 89 | 98 (stronger) |
| Earnings | 82 | 86 (stronger) |
| Funding & liquidity | 69 | 87 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 57th | 80th |
| Total assets | $334.1M | $361.5M |
| Deposits / shares | $303.8M | $321.3M |
| Capital ratio | 10.19% | 10.49% (stronger) |
| Problem loans | 0.32% | 0.05% (stronger) |
| Net charge-offs | 1.87% | -0.01% (stronger) |
| Return on assets | 1.55% | 1.64% (stronger) |
| Loans ÷ deposits | 80.4% | 71.8% (stronger) |
| Uninsured deposits | 24.9% | 16.5% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rabun County Bank has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Altamaha Bank & Trust Company leads on 0 and Rabun County Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.