Altamaha Bank & Trust Company (FDIC certificate #19590) is based in Vidalia, Georgia. Its Q2 2026 call report shows $334.1M in total assets and $303.8M in deposits and 4 offices.
Based on its Q2 2026 filing, Altamaha Bank & Trust Company scores 74/100, which we describe as strong. That is higher than 57% of 2,650 banks with $100 million – $1 billion. Among 124 banks headquartered in Georgia, it ranks 65th. Its strongest component is problem-loan coverage (95/100; 2.5%), and its lowest is capital cushion (52/100; 10.19%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 17 points (57 → 74), mostly because the loan quality component improved by 57 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 72 |
| Q4 2024 | 69 |
| Q1 2025 | 75 |
| Q2 2025 | 57 |
| Q3 2025 | 60 |
| Q4 2025 | 65 |
| Q1 2026 | 74 |
| Q2 2026 | 74 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.60% |
| Q3 2024 | 9.84% |
| Q4 2024 | 9.61% |
| Q1 2025 | 9.62% |
| Q2 2025 | 9.44% |
| Q3 2025 | 9.85% |
| Q4 2025 | 10.04% |
| Q1 2026 | 9.97% |
| Q2 2026 | 10.19% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.61% |
| Q3 2024 | 0.53% |
| Q4 2024 | 0.67% |
| Q1 2025 | 0.50% |
| Q2 2025 | 2.03% |
| Q3 2025 | 1.86% |
| Q4 2025 | 1.15% |
| Q1 2026 | 0.24% |
| Q2 2026 | 0.32% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.55% |
| Q3 2024 | 1.58% |
| Q4 2024 | 1.50% |
| Q1 2025 | 2.20% |
| Q2 2025 | 1.85% |
| Q3 2025 | 1.80% |
| Q4 2025 | 1.62% |
| Q1 2026 | 1.53% |
| Q2 2026 | 1.55% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $334.1M | 10.19% | 0.32% | 1.55% | 80.4% |
| Q1 2026 | 74 | $329.7M | 9.97% | 0.24% | 1.53% | 83.2% |
| Q4 2025 | 65 | $333.3M | 10.04% | 1.15% | 1.62% | 84.0% |
| Q3 2025 | 60 | $325.4M | 9.85% | 1.86% | 1.80% | 82.4% |
| Q2 2025 | 57 | $328.4M | 9.44% | 2.03% | 1.85% | 79.6% |
| Q1 2025 | 75 | $328.8M | 9.62% | 0.50% | 2.20% | 73.9% |
| Q4 2024 | 69 | $330.4M | 9.61% | 0.67% | 1.50% | 72.1% |
| Q3 2024 | 72 | $303.2M | 9.84% | 0.53% | 1.58% | 72.2% |
| Q2 2024 | 70 | $297.0M | 9.60% | 0.61% | 1.55% | 72.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of NewingtonBank Newington, GA | 69 out of 100, Moderate | $333.8M | 9.1% | 0.48% | vs |
| Douglas National BankBank Douglas, GA | 78 out of 100, Strong | $326.9M | 10.3% | 0.10% | vs |
| First Southern BankBank Waycross, GA | 74 out of 100, Strong | $347.2M | 10.9% | 0.01% | vs |
| Classic City BankBank Athens, GA | 80 out of 100, Strong | $314.3M | 11.0% | 0.00% | vs |
| Flint Community BankBank Albany, GA | 54 out of 100, Below average | $357.1M | 9.1% | 2.05% | vs |
| United National BankBank Cairo, GA | 65 out of 100, Moderate | $308.7M | 14.8% | 2.15% | vs |
Deposit insurance
Is my money safe at Altamaha Bank & Trust Company?
Yes. Altamaha Bank & Trust Company is an FDIC-insured institution (FDIC certificate #19590). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 24.9% of deposits ($75.6M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.19%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.87% (benchmark: 10%).
4 locations
Branches
Altamaha Bank & Trust Company lists 4 offices in 3 cities. Most locations:
- Vidalia, GA (2)
- Hazlehurst, GA (1)
- Uvalda, GA (1)
Identity & history
Profile
- Legal name
- Altamaha Bank & Trust Company
- Former names
- Altamaha Bank and Trust Company; Brogdon State Bank; The Altamaha Bank
- Type
- State-chartered bank
- FDIC certificate #
- 19590
- RSSD ID
- 199436
- Primary regulator
- FDIC
- Holding company
- Altamaha Bancshares Inc
- Established
- May 16, 1966
- Headquarters
- 206 Jackson St, Vidalia, GA 30474
- Website
- www.altamaha.bank
- Employees
- 53
Quick answers
Altamaha Bank & Trust Company: common questions
Is Altamaha Bank & Trust Company FDIC insured?
Yes. Altamaha Bank & Trust Company is an FDIC-insured institution (FDIC certificate #19590). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Altamaha Bank & Trust Company's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Altamaha Bank & Trust Company ever failed?
There is no failure record for FDIC certificate #19590 in the FDIC failed bank list.
How many branches does Altamaha Bank & Trust Company have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Vidalia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sunmark Community BankBank Perry, GA | 92 out of 100, Very strong | $556.6M | 14.6% | 0.02% | vs |
| Durden Banking Company, IncorporatedBank Twin City, GA | 92 out of 100, Very strong | $299.2M | 16.2% | 0.11% | vs |
| South Georgia BankBank Glennville, GA | 81 out of 100, Strong | $269.5M | 10.6% | 0.16% | vs |
| Georgia First BankBank Soperton, GA | 75 out of 100, Strong | $290.8M | 9.5% | 0.07% | vs |
| Pineland BankBank Alma, GA | 75 out of 100, Strong | $597.1M | 10.5% | 0.49% | vs |
| Glennville BankBank Glennville, GA | 73 out of 100, Strong | $444.2M | 11.0% | 1.09% | vs |