Side-by-side · Q2 2026 data
Altamaha Bank & Trust Company vs South Georgia Bank
Metric by metric
| Measure | Altamaha Bank & Trust Company | South Georgia Bank |
|---|---|---|
| TellerScore | 74 | 81 (stronger) |
| Capital cushion | 52 | 56 (stronger) |
| Loan quality | 89 | 95 (stronger) |
| Earnings | 82 | 94 (stronger) |
| Funding & liquidity | 69 | 81 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 57th | 80th |
| Total assets | $334.1M | $269.5M |
| Deposits / shares | $303.8M | $241.3M |
| Capital ratio | 10.19% | 10.60% (stronger) |
| Problem loans | 0.32% | 0.16% (stronger) |
| Net charge-offs | 1.87% | 0.24% (stronger) |
| Return on assets | 1.55% | 1.85% (stronger) |
| Loans ÷ deposits | 80.4% | 55.4% (stronger) |
| Uninsured deposits | 24.9% (stronger) | 32.4% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.4% |
South Georgia Bank has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Altamaha Bank & Trust Company leads on 1 and South Georgia Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.