Side-by-side · Q2 2026 data
Altamaha Bank & Trust Company vs United National Bank
Metric by metric
| Measure | Altamaha Bank & Trust Company | United National Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 65 |
| Capital cushion | 52 | 98 (stronger) |
| Loan quality | 89 (stronger) | 28 |
| Earnings | 82 (stronger) | 69 |
| Funding & liquidity | 69 (stronger) | 53 |
| Problem-loan coverage | 95 (stronger) | 72 |
| Peer percentile | 57th | 29th |
| Total assets | $334.1M | $308.7M |
| Deposits / shares | $303.8M | $255.9M |
| Capital ratio | 10.19% | 14.77% (stronger) |
| Problem loans | 0.32% (stronger) | 2.15% |
| Net charge-offs | 1.87% | -0.04% (stronger) |
| Return on assets | 1.55% (stronger) | 1.23% |
| Loans ÷ deposits | 80.4% (stronger) | 94.1% |
| Uninsured deposits | 24.9% (stronger) | 27.0% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Altamaha Bank & Trust Company has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Altamaha Bank & Trust Company leads on 5 and United National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.