Side-by-side · Q2 2026 data
Altamaha Federal Credit Union vs H E a Federal Credit Union
Metric by metric
| Measure | Altamaha Federal Credit Union | H E a Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 73 |
| Capital cushion | 91 (stronger) | 85 |
| Loan quality | 93 (stronger) | 28 |
| Earnings | 37 | 84 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 85 |
| Peer percentile | 72nd | 47th |
| Total assets | $74.1M | $42.9M |
| Deposits / shares | $62.4M | $37.1M |
| Capital ratio | 14.05% (stronger) | 13.51% |
| Problem loans | 0.22% (stronger) | 2.17% |
| Net charge-offs | 1.03% | 0.15% (stronger) |
| Return on assets | 0.43% | 1.60% (stronger) |
| Loans ÷ deposits | 57.8% | 53.7% (stronger) |
| Uninsured deposits | 2.1% (stronger) | 4.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Altamaha Federal Credit Union has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Altamaha Federal Credit Union leads on 4 and H E a Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.