TellerScore

Altamaha Federal Credit Union is a federal credit union headquartered in Jesup, Georgia, in business for about 71 years. At the end of Q2 2026 it reported $74.1M in total assets and $62.4M in member shares and deposits, with 2 offices.

Altamaha Federal Credit Union has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 72% of its 2,479 credit unions with under $100 million in assets. Among 71 credit unions headquartered in Georgia, it ranks 18th. Funding & liquidity contributes the most (100/100, 58% loans-to-deposits, 2% uninsured); earnings contributes the least (37/100, 0.43%).

TellerScore · Q2 2026

Scorecard

Capital cushion91/100
Net worth ratio: 14.05%
Loan quality93/100
Loans 60+ days delinquent ÷ total loans: 0.22%
Earnings37/100
Return on assets (annualized): 0.43%
Funding & liquidity100/100
Loans ÷ shares: 57.8% · 2.1% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.57%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (76 → 83), mostly because the loan quality component improved by 22 points.

TellerScore
707783Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202470
Q4 202472
Q1 202574
Q2 202576
Q3 202573
Q4 202575
Q1 202681
Q2 202683
Net worth ratio
7.00%10.68%14.37%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.37%
Q3 202414.21%
Q4 202414.12%
Q1 202514.02%
Q2 202514.26%
Q3 202514.32%
Q4 202514.17%
Q1 202614.01%
Q2 202614.05%
Delinquent loans (60+ days)
0.22%0.72%1.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.96%
Q3 20241.22%
Q4 20241.09%
Q1 20250.78%
Q2 20250.88%
Q3 20251.18%
Q4 20250.97%
Q1 20260.35%
Q2 20260.22%
Return on assets
-0.11%0.18%0.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.11%
Q3 2024-0.07%
Q4 20240.10%
Q1 2025-0.06%
Q2 20250.23%
Q3 20250.19%
Q4 20250.26%
Q1 20260.47%
Q2 20260.43%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$74.1M14.05%0.22%0.43%57.8%
Q1 202681$73.8M14.01%0.35%0.47%57.0%
Q4 202575$72.4M14.17%0.97%0.26%59.1%
Q3 202573$70.9M14.32%1.18%0.19%58.3%
Q2 202576$71.1M14.26%0.88%0.23%59.5%
Q1 202574$71.8M14.02%0.78%-0.06%57.4%
Q4 202472$71.3M14.12%1.09%0.10%57.3%
Q3 202470$70.1M14.21%1.22%-0.07%58.1%
Q2 202473$69.4M14.37%0.96%-0.11%59.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.05%
48th
Problem loans0.22%
73rd
Net charge-offs1.03%
14th
Return on assets0.43%
38th
Loans to deposits57.8%
51st
Uninsured deposits2.1%
44th
Loan-loss reserves0.00%
37th
Texas ratio1.6%
58th

Similar-size credit unions in Georgia

InstitutionScoreAssetsCapitalProblem loansCompare
Lanier Federal Credit UnionCredit union Oakwood, GA53 out of 100, Below average$71.6M9.3%0.53%vs
Credit Union of AtlantaCredit union Atlanta, GA58 out of 100, Moderate$79.1M14.1%1.92%vs
Savannah Schools Federal Credit UnionCredit union Savannah, GA61 out of 100, Moderate$45.4M11.3%1.29%vs
On the Grid Financial Federal Credit UnionCredit union Atlanta, GA77 out of 100, Strong$45.3M13.9%0.37%vs
B.O.N.D. Community Federal Credit UnionCredit union Atlanta, GA33 out of 100, Low$44.1M10.9%3.63%vs
H E a Federal Credit UnionCredit union Warner Robins, GA73 out of 100, Strong$42.9M13.5%2.17%vs

Deposit insurance

Is my money safe at Altamaha Federal Credit Union?

Yes. Altamaha Federal Credit Union is a federally insured credit union (NCUA charter #10262). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.1% of shares and deposits ($1.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.05%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Altamaha Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Altamaha Federal Credit Union
Type
Federal credit union
NCUA charter #
10262
RSSD ID
727884
Primary regulator
NCUA
Established
1955
Headquarters
PO Box 490, Jesup, GA 31598
Employees
29

Quick answers

Altamaha Federal Credit Union: common questions

Is Altamaha Federal Credit Union NCUA insured?

Yes. Altamaha Federal Credit Union is a federally insured credit union (NCUA charter #10262). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Altamaha Federal Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Altamaha Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Jesup

InstitutionScoreAssetsCapitalProblem loansCompare
Fnb SouthBank Alma, GA95 out of 100, Very strong$734.8M16.2%0.00%vs
Interstate Credit UnionCredit union Jesup, GA89 out of 100, Very strong$410.9M15.8%0.54%vs
Southeastern BankBank Darien, GA86 out of 100, Very strong$624.9M13.4%0.38%vs
South Georgia BankBank Glennville, GA81 out of 100, Strong$269.5M10.6%0.16%vs
Pineland BankBank Alma, GA75 out of 100, Strong$597.1M10.5%0.49%vs
Community Bank of GeorgiaBank Baxley, GA74 out of 100, Strong$269.5M11.0%1.05%vs