Side-by-side · Q2 2026 data
Altamaha Federal Credit Union vs Lanier Federal Credit Union
Metric by metric
| Measure | Altamaha Federal Credit Union | Lanier Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 53 |
| Capital cushion | 91 (stronger) | 43 |
| Loan quality | 93 (stronger) | 82 |
| Earnings | 37 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 68 |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 72nd | 12th |
| Total assets | $74.1M | $71.6M |
| Deposits / shares | $62.4M | $64.3M |
| Capital ratio | 14.05% (stronger) | 9.31% |
| Problem loans | 0.22% (stronger) | 0.53% |
| Net charge-offs | 1.03% | 0.67% (stronger) |
| Return on assets | 0.43% (stronger) | -0.70% |
| Loans ÷ deposits | 57.8% (stronger) | 92.0% |
| Uninsured deposits | 2.1% | 1.4% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Altamaha Federal Credit Union has the higher TellerScore (83 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Altamaha Federal Credit Union leads on 5 and Lanier Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.