TellerScore

Side-by-side · Q2 2026 data

Altaone Federal Credit Union vs Community First Credit Union

Credit union

Altaone Federal Credit Union

Ridgecrest, California · $100 million – $1 billion

57of 100
Moderate

Credit union

Community First Credit Union

Santa Rosa, California · $100 million – $1 billion

64of 100
Moderate

Metric by metric

MeasureAltaone Federal Credit UnionCommunity First Credit Union
TellerScore5764 (stronger)
Capital cushion4253 (stronger)
Loan quality77 (stronger)59
Earnings2766 (stronger)
Funding & liquidity7378 (stronger)
Problem-loan coverage85 (stronger)80
Peer percentile14th31st
Total assets$967.2M$921.0M
Deposits / shares$872.2M$813.4M
Capital ratio9.19%10.25% (stronger)
Problem loans0.70% (stronger)1.22%
Net charge-offs1.00%0.66% (stronger)
Return on assets0.17%1.15% (stronger)
Loans ÷ deposits87.2%82.2% (stronger)
Uninsured deposits12.9%8.9% (stronger)
Offices1211
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Community First Credit Union has the higher TellerScore (64 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Altaone Federal Credit Union leads on 1 and Community First Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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