Side-by-side · Q2 2026 data
Altaone Federal Credit Union vs Mojave Plant Employees Federal Credit Union
Credit union
Mojave Plant Employees Federal Credit Union
Mojave, California · Under $100 million in assets
Metric by metric
| Measure | Altaone Federal Credit Union | Mojave Plant Employees Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 86 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 77 | 100 (stronger) |
| Earnings | 27 | 42 (stronger) |
| Funding & liquidity | 73 | 86 (stronger) |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 14th | 80th |
| Total assets | $967.2M | $997K |
| Deposits / shares | $872.2M | $798K |
| Capital ratio | 9.19% | 19.98% (stronger) |
| Problem loans | 0.70% | 0.00% (stronger) |
| Net charge-offs | 1.00% | 0.00% (stronger) |
| Return on assets | 0.17% | 0.55% (stronger) |
| Loans ÷ deposits | 87.2% | 74.1% (stronger) |
| Uninsured deposits | 12.9% | 0.0% (stronger) |
| Offices | 12 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mojave Plant Employees Federal Credit Union has the higher TellerScore (86 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Altaone Federal Credit Union leads on 0 and Mojave Plant Employees Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.