Headquartered in Mojave, California, Mojave Plant Employees Federal Credit Union is a federal credit union with $997K in total assets and $798K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1957.
Mojave Plant Employees Federal Credit Union has a TellerScore of 86 out of 100 (very strong) based on Q2 2026 data — higher than 80% of its 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 32nd. Capital cushion contributes the most (100/100, 19.98%); earnings contributes the least (42/100, 0.55%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (91 → 86), mostly because the earnings component weakened by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 95 |
| Q3 2024 | 95 |
| Q4 2024 | 82 |
| Q1 2025 | 68 |
| Q2 2025 | 91 |
| Q3 2025 | 78 |
| Q4 2025 | 93 |
| Q1 2026 | 88 |
| Q2 2026 | 86 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 17.74% |
| Q3 2024 | 18.70% |
| Q4 2024 | 18.29% |
| Q1 2025 | 18.38% |
| Q2 2025 | 17.51% |
| Q3 2025 | 18.15% |
| Q4 2025 | 19.46% |
| Q1 2026 | 19.42% |
| Q2 2026 | 19.98% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 1.46% |
| Q1 2025 | 2.20% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.77% |
| Q3 2024 | 2.48% |
| Q4 2024 | 1.87% |
| Q1 2025 | 0.87% |
| Q2 2025 | 1.18% |
| Q3 2025 | -1.53% |
| Q4 2025 | 1.52% |
| Q1 2026 | 0.82% |
| Q2 2026 | 0.55% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $997K | 19.98% | 0.00% | 0.55% | 74.1% |
| Q1 2026 | 88 | $1.0M | 19.42% | 0.00% | 0.82% | 78.0% |
| Q4 2025 | 93 | $1.0M | 19.46% | 0.00% | 1.52% | 80.2% |
| Q3 2025 | 78 | $1.0M | 18.15% | 0.00% | -1.53% | 76.4% |
| Q2 2025 | 91 | $1.1M | 17.51% | 0.00% | 1.18% | 79.7% |
| Q1 2025 | 68 | $1.1M | 18.38% | 2.20% | 0.87% | 80.1% |
| Q4 2024 | 82 | $1.1M | 18.29% | 1.46% | 1.87% | 85.3% |
| Q3 2024 | 95 | $1.1M | 18.70% | 0.00% | 2.48% | 91.6% |
| Q2 2024 | 95 | $1.1M | 17.74% | 0.00% | 2.77% | 92.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Maryknoll of L a Federal Credit UnionCredit union Los Angeles, CA | 75 out of 100, Strong | $1.1M | 11.0% | 1.36% | vs |
| Los Angeles Lee Federal Credit UnionCredit union Los Angeles, CA | 56 out of 100, Moderate | $644K | 23.1% | 3.26% | vs |
| Delancey Street Federal Credit UnionCredit union San Francisco, CA | 81 out of 100, Strong | $528K | 26.8% | 0.00% | vs |
| Fountain Valley Credit UnionCredit union Fountain Valley, CA | 80 out of 100, Strong | $2.0M | 23.0% | 0.00% | vs |
| Haven Federal Credit UnionCredit union San Francisco, CA | — out of 100, Not scored | $2.5M | 100.0% | — | vs |
| Columbus Club Federal Credit UnionCredit union San Fernando, CA | 80 out of 100, Strong | $3.1M | 26.6% | 0.00% | vs |
Deposit insurance
Is my money safe at Mojave Plant Employees Federal Credit Union?
Yes. Mojave Plant Employees Federal Credit Union is a federally insured credit union (NCUA charter #11900). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 19.98%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Mojave Plant Employees Federal Credit Union lists 1 office in 1 city. Most locations:
- Mojave, CA (1)
Identity & history
Profile
- Legal name
- Mojave Plant Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 11900
- RSSD ID
- 707082
- Primary regulator
- NCUA
- Established
- 1957
- Headquarters
- 9350 Oak Creek Road, Mojave, CA 93501
- Employees
- 2
Quick answers
Mojave Plant Employees Federal Credit Union: common questions
Is Mojave Plant Employees Federal Credit Union NCUA insured?
Yes. Mojave Plant Employees Federal Credit Union is a federally insured credit union (NCUA charter #11900). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Mojave Plant Employees Federal Credit Union's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Mojave Plant Employees Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Mojave
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Safe 1 Credit UnionCredit union Bakersfield, CA | 90 out of 100, Very strong | $1.2B | 16.0% | 0.37% | vs |
| Bank of the SierraBank Porterville, CA | 77 out of 100, Strong | $3.7B | 12.2% | 0.43% | vs |
| BMO Bank National AssociationBank Chicago, IL | 58 out of 100, Moderate | $255.0B | 11.3% | 0.92% | vs |
| Altaone Federal Credit UnionCredit union Ridgecrest, CA | 57 out of 100, Moderate | $967.2M | 9.2% | 0.70% | vs |
| Edwards Federal Credit UnionCredit union Edwards, CA | 56 out of 100, Moderate | $276.6M | 8.8% | 0.81% | vs |
| Valley Strong Credit UnionCredit union Bakersfield, CA | 51 out of 100, Below average | $4.1B | 9.3% | 1.94% | vs |