Side-by-side · Q2 2026 data
Alton Bank vs Community First Banking Company
Metric by metric
| Measure | Alton Bank | Community First Banking Company |
|---|---|---|
| TellerScore | 63 | 75 (stronger) |
| Capital cushion | 30 | 53 (stronger) |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 60 | 78 (stronger) |
| Funding & liquidity | 86 (stronger) | 63 |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 24th | 61st |
| Total assets | $145.0M | $307.3M |
| Deposits / shares | $127.9M | $262.2M |
| Capital ratio | 7.96% | 10.31% (stronger) |
| Problem loans | 0.52% | 0.00% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.11% |
| Return on assets | 0.99% | 1.44% (stronger) |
| Loans ÷ deposits | 63.6% (stronger) | 89.5% |
| Uninsured deposits | 24.9% | 21.6% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community First Banking Company has the higher TellerScore (75 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Alton Bank leads on 2 and Community First Banking Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.