Alton Bank (FDIC certificate #8276) is based in Alton, Missouri. Its Q2 2026 call report shows $145.0M in total assets and $127.9M in deposits and 2 offices.
Alton Bank has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 154th. Problem-loan coverage contributes the most (88/100, 5.8%); capital cushion contributes the least (30/100, 7.96%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (61 → 63), mostly because the earnings component improved by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 52 |
| Q3 2024 | 52 |
| Q4 2024 | 56 |
| Q1 2025 | 56 |
| Q2 2025 | 61 |
| Q3 2025 | 63 |
| Q4 2025 | 60 |
| Q1 2026 | 67 |
| Q2 2026 | 63 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.36% |
| Q3 2024 | 8.12% |
| Q4 2024 | 7.88% |
| Q1 2025 | 7.43% |
| Q2 2025 | 7.98% |
| Q3 2025 | 8.19% |
| Q4 2025 | 8.21% |
| Q1 2026 | 8.16% |
| Q2 2026 | 7.96% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.36% |
| Q3 2024 | 1.21% |
| Q4 2024 | 0.78% |
| Q1 2025 | 0.72% |
| Q2 2025 | 0.61% |
| Q3 2025 | 0.45% |
| Q4 2025 | 0.77% |
| Q1 2026 | 0.29% |
| Q2 2026 | 0.52% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.27% |
| Q3 2024 | 0.33% |
| Q4 2024 | 0.37% |
| Q1 2025 | 0.41% |
| Q2 2025 | 0.56% |
| Q3 2025 | 0.58% |
| Q4 2025 | 0.66% |
| Q1 2026 | 1.08% |
| Q2 2026 | 0.99% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $145.0M | 7.96% | 0.52% | 0.99% | 63.6% |
| Q1 2026 | 67 | $138.8M | 8.16% | 0.29% | 1.08% | 66.3% |
| Q4 2025 | 60 | $133.4M | 8.21% | 0.77% | 0.66% | 63.5% |
| Q3 2025 | 63 | $129.0M | 8.19% | 0.45% | 0.58% | 62.7% |
| Q2 2025 | 61 | $127.4M | 7.98% | 0.61% | 0.56% | 61.7% |
| Q1 2025 | 56 | $134.7M | 7.43% | 0.72% | 0.41% | 56.3% |
| Q4 2024 | 56 | $129.3M | 7.88% | 0.78% | 0.37% | 60.0% |
| Q3 2024 | 52 | $123.0M | 8.12% | 1.21% | 0.33% | 61.6% |
| Q2 2024 | 52 | $119.1M | 8.36% | 1.36% | 0.27% | 56.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Jonesburg State BankBank Jonesburg, MO | 81 out of 100, Strong | $145.6M | 9.9% | 0.00% | vs |
| Community Bank of El Dorado SpringsBank El Dorado Springs, MO | 98 out of 100, Very strong | $143.6M | 16.6% | 0.09% | vs |
| Independent Farmers BankBank Maysville, MO | 71 out of 100, Strong | $146.5M | 10.5% | 0.66% | vs |
| Bank of CrockerBank Waynesville, MO | 58 out of 100, Moderate | $143.3M | 12.8% | 2.75% | vs |
| Security Bank of Southwest MissouriBank Cassville, MO | 68 out of 100, Moderate | $146.8M | 12.7% | 2.18% | vs |
| Bank of SalemBank Salem, MO | 65 out of 100, Moderate | $147.0M | 9.5% | 0.71% | vs |
Deposit insurance
Is my money safe at Alton Bank?
Yes. Alton Bank is an FDIC-insured institution (FDIC certificate #8276). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 24.9% of deposits ($31.8M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 7.96%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 10.26% (benchmark: 10%).
2 locations
Branches
Alton Bank lists 2 offices in 2 cities. Most locations:
- Alton, MO (1)
- Birch Tree, MO (1)
Identity & history
Profile
- Legal name
- Alton Bank
- Type
- State-chartered bank
- FDIC certificate #
- 8276
- RSSD ID
- 881441
- Primary regulator
- FDIC
- Established
- April 17, 1924
- Headquarters
- 28 Medical Dr, Alton, MO 65606
- Website
- www.altonbankmo.com
- Employees
- 21
Quick answers
Alton Bank: common questions
Is Alton Bank FDIC insured?
Yes. Alton Bank is an FDIC-insured institution (FDIC certificate #8276). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Alton Bank's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Alton Bank ever failed?
There is no failure record for FDIC certificate #8276 in the FDIC failed bank list.
How many branches does Alton Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Alton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community First Banking CompanyBank West Plains, MO | 75 out of 100, Strong | $307.3M | 10.3% | 0.00% | vs |
| Bank of SalemBank Salem, AR | 71 out of 100, Strong | $261.5M | 12.4% | 1.79% | vs |
| Southern BankBank Poplar Bluff, MO | 70 out of 100, Strong | $5.2B | 10.4% | 0.63% | vs |
| FNBC BankBank Ash Flat, AR | 69 out of 100, Moderate | $843.3M | 9.7% | 0.79% | vs |
| Simmons BankBank Pine Bluff, AR | 60 out of 100, Moderate | $24.7B | 9.2% | 0.92% | vs |