Side-by-side · Q2 2026 data
Alton Bank vs Four States Bank
Metric by metric
| Measure | Alton Bank | Four States Bank |
|---|---|---|
| TellerScore | 63 | 76 (stronger) |
| Capital cushion | 30 | 100 (stronger) |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 60 (stronger) | 21 |
| Funding & liquidity | 86 (stronger) | 44 |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 24th | 64th |
| Total assets | $145.0M | $142.1M |
| Deposits / shares | $127.9M | $114.3M |
| Capital ratio | 7.96% | 15.85% (stronger) |
| Problem loans | 0.52% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.99% (stronger) | 0.03% |
| Loans ÷ deposits | 63.6% (stronger) | 89.5% |
| Uninsured deposits | 24.9% (stronger) | 39.1% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Four States Bank has the higher TellerScore (76 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Alton Bank leads on 3 and Four States Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.