Side-by-side · Q2 2026 data
Alton Municipal Employees Federal Credit Union vs Midwest Members Credit Union
Credit union
Alton Municipal Employees Federal Credit Union
Alton, Illinois · Under $100 million in assets
Metric by metric
| Measure | Alton Municipal Employees Federal Credit Union | Midwest Members Credit Union |
|---|---|---|
| TellerScore | 56 | 85 (stronger) |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 38 | 85 (stronger) |
| Earnings | 0 | 86 (stronger) |
| Funding & liquidity | 50 | 77 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 16th | 87th |
| Total assets | $436K | $226.6M |
| Deposits / shares | $266K | $195.5M |
| Capital ratio | 38.44% (stronger) | 13.58% |
| Problem loans | 1.87% | 0.44% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.34% |
| Return on assets | -1.50% | 1.66% (stronger) |
| Loans ÷ deposits | 141.1% | 82.8% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 3.6% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Midwest Members Credit Union has the higher TellerScore (85 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Alton Municipal Employees Federal Credit Union leads on 3 and Midwest Members Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.