The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (83 → 85), mostly because the capital cushion component improved by 9 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Illinois

Yes. Midwest Members Credit Union is a federally insured credit union (NCUA charter #68684). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.6% of shares and deposits ($7.1M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.58%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Midwest Members Credit Union lists 3 offices in 3 cities. Most locations:

• Granite City, IL (1)
• Maryville, IL (1)
• Wood River, IL (1)

All branch addresses and map

In 2025, Midwest Members Credit Union reported 59 home-loan applications under HMDA (LEI 549300PM3R14MRQSOJ39): 59 originated ($3,025,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Midwest Members Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68684

RSSD ID

882578

Primary regulator

State + NCUA

Established

1935

Headquarters

101 Wesley Drive, Wood River, IL 62095

Employees

53