Side-by-side · Q2 2026 data
Altonized Community Federal Credit Union vs Jm Associates Federal Credit Union
Credit union
Altonized Community Federal Credit Union
Alton, Illinois · Under $100 million in assets
Credit union
Jm Associates Federal Credit Union
Jacksonville, Florida · $100 million – $1 billion
Metric by metric
| Measure | Altonized Community Federal Credit Union | Jm Associates Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 87 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 69 | 76 (stronger) |
| Earnings | 34 | 80 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 20th | 91st |
| Total assets | $53.1M | $151.2M |
| Deposits / shares | $49.0M | $130.8M |
| Capital ratio | 8.74% | 15.46% (stronger) |
| Problem loans | 0.93% | 0.71% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.81% |
| Return on assets | 0.36% | 1.49% (stronger) |
| Loans ÷ deposits | 44.5% (stronger) | 77.0% |
| Uninsured deposits | 10.8% | 8.4% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jm Associates Federal Credit Union has the higher TellerScore (87 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Altonized Community Federal Credit Union leads on 2 and Jm Associates Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.