Side-by-side · Q2 2026 data
Altoona First Savings Bank vs G.A.P. Federal Credit Union
Credit union
G.A.P. Federal Credit Union
Johnstown, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Altoona First Savings Bank | G.A.P. Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 87 (stronger) |
| Capital cushion | 91 (stronger) | 87 |
| Loan quality | 4 | 75 (stronger) |
| Earnings | 55 | 86 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 75 | 95 (stronger) |
| Peer percentile | 19th | 83rd |
| Total assets | $328.6M | $79.0M |
| Deposits / shares | $278.8M | $67.8M |
| Capital ratio | 14.14% (stronger) | 13.74% |
| Problem loans | 2.87% | 0.74% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.33% |
| Return on assets | 0.87% | 1.66% (stronger) |
| Loans ÷ deposits | 73.3% | 57.3% (stronger) |
| Uninsured deposits | 5.7% | 3.0% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
G.A.P. Federal Credit Union has the higher TellerScore (87 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Altoona First Savings Bank leads on 2 and G.A.P. Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.